who have a surplus money they usually save it under the mattress, in savings accounts, mutual funds or time deposits. In this note we offer you a bank tour so that you know which finance companies, municipal savings banks and banks — regulated by the Superintendency of Banking, Insurance and AFP (SBS) — best remunerate […]
Tag: banks
If the bank or savings bank goes bankrupt, up to what amount can I recover my savings?
Have you ever wondered what happens if the bank to which you have entrusted your savings declare bankruptcy? It is necessary to know that there is a Deposit Insurance Fund (FSD), which is a financial backing in case the entity is declared in a state of dissolution and liquidation. Can you get all your deposited […]
Banco de la Nación will offer loans to ONP pensioners: how much are the loan amounts?
More than 500,000 pensioners from the Pension Standardization Office (ONP) will benefit from the credits offered by Banco de la Nación, exclusively for this group, thanks to an inter-institutional collaboration agreement. What is this financial offer for half a million older adults? What are the amounts of loan? Keep reading this note. According to the […]
SBS: Which banks and savings banks are covered by the Deposit Insurance Fund for up to S/125,714?
The Superintendency of Banking, Insurance and AFP (SBS) updated to S/125,714 the maximum amount of coverage of the Deposit Insurance Fund (FSD), which governs the financial system, corresponding to the quarter from March to May 2023. It should be noted that the balance for the previous quarter was S/ 125,603 (between December 2022 and February […]
Mobile banking will allow you to transfer money only with a cell phone number: since when?
before the imminent interoperability of the Yape and Plin digital wallets, the Central Reserve Bank (BCR) reported that from June 2023 it will be possible to carry out transfers of money from the mobile banking of any financial entity using only the mobile number. Paul Castillo, manager of Monetary Operations and Financial Stability of the […]
What banks and savings banks offer personal loans with the lowest rates this 2023?
As the school year begins, many parents are struggling to cover the expenses for supplies, tuition, uniforms, pensions, among others. Given this need, this group of people should know the amount offered by financial institutions regulated by the Superintendency of Banking, Insurance and AFP (SBS). for personal loans and their respective interest ratebefore deciding to […]
Credit cards from savings banks: how much will your interest rate be compared to that of the banks?
The Congress of the Republic approved by insistence, on Friday, March 3, the law that allows municipal savings banks to issue credit cards without the express authorization of the Superintendence of Banking, Insurance and AFP (SBS). The initiative authorize that you are financial entities manage and manage up to four products: credit cards, checking accounts, […]
Who can I give an additional to my credit card and how many can I request?
You have a credit card and have they offered you an additional one? We offer you some scope in this regard. One of the products granted by banks and with greater acceptance by the public is the credit card. This payment method, in many cases, can be requested by bank customers; however, in other circumstances […]
Yape 2023 loans: if I have debts in other banks, can I request microcredits of up to S/500?
More and more users access Yape loans ranging from S/150 to S/500; however, many wonder if they can access these if they have debts in another financial institution. In order to cover an urgent need, BCP users have the option of accessing money loans through the Yape application, whose microcredits range from S/150 to S/500, […]
Yape 2023 credit: can I apply for a loan if I have an account with cards from other banks?
Next, find out if you can access microcredits of up to S / 500 in case you have registered a Yape account with other financial entities. Yape’s microcredits have become an opportunity for relief for more than one person looking to settle an account or cover an urgent need. At the end of 2022, the […]