More and more users access Yape loans ranging from S/150 to S/500; however, many wonder if they can access these if they have debts in another financial institution.
In order to cover an urgent need, BCP users have the option of accessing money loans through the Yape application, whose microcredits range from S/150 to S/500, which are granted within a certain period at the client’s request. However, one of the biggest questions that users ask is whether they can access Yape loans in case they have an outstanding debt in a financial institution. We tell you in this note.
What are the requirements of the Yape 2023 credits?
To apply for a loan in the Yape application, it is necessary to have a series of requirements that will allow you to access the microcredits of up to S/500.
- Be affiliated with Yape with a BCP card or a Yape Account with DNI.
- Your contact information as address, email and cell phone number must be updated in BCP. Any change can only be made at a bank agency.
- own the active debit cardno locks.
- Show good behavior and credit history.
- Have a pre-approved offer to access credit.
If I have debts in other banks, can I access Yape 2023 loans?
As reported by the Yape website, one of the requirements to access its microcredits is to have a good behavior and credit history, that is, to pay your bank debts to have a “normal” rating in the Superintendence of Banking, Insurance and AFP ( SBS). However, if the person has debts without delinquency, it is likely that they can access a loan, but under a credit evaluation.
In how many installments can I pay my Yape loan?
According to the application, the term to make the payment of a loan with Yape is 15,20, 25, 30 or 35 days. It is important to specify that the more days you have to pay your loan, the higher the interest will be.
How much interest do they charge me for a Yape loan from S/500?
You must bear in mind that, at the end of the loan period, you will cancel the amount you requested together with the interest, according to the amount and the date agreed at the time of requesting the credit. (see box). For example, If you request S/500 within 30 days, you will pay S/27.45 in interest and tax credit insurance. You can then review the box with the total payment, according to the conditions you choose. The Yape application specifies that the exposed data applies to specific disbursements.
To request a Yape credit, you must be affiliated with the application with a BCP card or a Yape Account with DNI. /Photo: capture
How do I request a Yape credit of up to S/500?
If you manage to meet all the requirements, follow these steps to apply for your loan:
- Enter your Yape apptouch the three lines at the top left of the screen and enter the “Credits” section.
- touch the button “Begin”.
- Select the amount and date payment of your preference.
- Confirm the data of your request clicking the “Request” button.
- review and accept the “Credit Conditions and life insurance.
- Enter the validation code that will arrive by text message and confirm the loan.
- Ready! Check out that the money has reached your account without problems.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
