The leading economists of Brazil They told the central bank that raising inflation targets now would only raise doubts about the government’s commitment to sound fiscal and monetary policies, according to seven participants in a meeting with the monetary authority on Monday. Economists expressed the unanimous opinion that such a move, at a time when […]
Tag: banks
Term deposits grow by 23.7% due to higher profitability
Preference. Financial institutions offer interest rates of up to 9% per year. Meanwhile, CTS funds have been reduced by almost 32% since the free availability was authorized. Due to the free availability of compensation funds for time of service (CTS) until December 31, 2023, authorized by the Congress of the republic, This product is no […]
What happens if you use several credit cards at the same time and what is the ideal amount?
Credit cards offer us many benefits, but how recommendable is it to have several of these means of payment? Finance expert explains it. Credit cards offer us a range of benefits such as buy online or improve our credit history; however, misuse could be harmful to our finance. One aspect to take into account is […]
Fixed-term deposits: which banks and municipal savings banks offer the best rates for my money this 2023?
Find out which financial entities remunerate your savings best in installments so that you can choose the most attractive financial option for your profitability. Given the possibility of a new withdrawal from the pension fund of the AFPs, proposed from the Congress of the republicmany Peruvians usually take advantage of saving them in term deposits […]
If I ask for a loan, should I do it in dollars or soles?
To request a loan you must know in which currency it is convenient for you to do it and thus avoid paying more. Let’s see, soles or dollars? at the gates of the school campaign and start of school and university classesmany Peruvian families have decided to request a loan to one banking entity to […]
What happens if I have savings in my bank account and I die? Does the bank keep the money?
Many users from various entities of the Finance system they want to know what would happen to the money in their savings account in the event of their death. Along these lines, you should know that this case is regulated by the Superintendency of Banking, Insurance and AFP (SBS), an entity that provides information on […]
One in 3 Lima residents is interested in accessing a loan in the future
Today the financial market offers a series of possibilities in credit products with various characteristics, agreements, commissions, among others. According to the study “Traffic light of the economic expectations of Lima towards 2023”, carried out by Experian and Consulting Partners, one in three Lima residents would be interested in accessing a loan in the future, […]
Does the debt with a bank really prescribe in 5 years?
In private risk centers it usually prescribes two to five years, but in the Superintendence of Banking, Insurance and AFP (SBS) it is different. Although they have to pay and that stain on Infocorp will always be there for up to two months after it is canceled, the Civil Code states that there is another […]
Mortgage credit: how much should I earn to access a loan to buy a home?
Only in Lima and Callao, around 600,000 families are looking to buy a home and the offer that is presented in the market is 43,000, according to data from Urbana Peru. However, from this potential demand to acquire a property, some people have the doubt of how much they must earn in salary to be […]
Yanapay Peru Bonus: when, how and where do I have to collect the 350 soles?
The Bono Yanapay Peru is an economic subsidy that is provided through the Ministry of Development and Social Inclusion (MIDI). This monetary support is aimed at families in situations of vulnerability, poverty and extreme poverty. Similarly, it is a measure that seeks to alleviate the consequences of the COVID-19 pandemic. According to the official portal […]