In the wallet or inside a box sometimes we usually find a ticket broken in one part or a little torn. That represents a big problem when making cash payments, because they do not accept it. However, the possibility already exists, according to the Central Reserve Bank of Peru (BCRP), to leave said amount in […]
Tag: banks
Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee?
In several Latin American countries, including the Perumoney loans that are granted quickly, without procedures or guarantees —apparently attractive— have become a common practice, although with a peculiarity: interests very tall. This mode is known as the drop by drop loans. Most of the victims are natural persons, entrepreneurs and microentrepreneurswhich have fallen into the […]
Mortgage credit: which banks or savings banks offer the cheapest interest rate to buy a home?
If you are considering buying a home and taking on long-term debt, it is important to evaluate how much financial institutions charge for mortgage loans in order to make them fit your needs. budget familiar. Therefore, in this note, we will offer you a ‘financial tour’ of the cheapest rates offered by banks and municipal […]
Number of banking entities in Colombia reached its highest level in 20 years
The competition in the banking sector Colombia is gaining strength. According to information from Asobancaria, the number of banking entities has increased, reaching a total of 29, and has reached its highest level in two decades. According to a note from The Republic of Colombiathe entity indicates that this increase places Colombia among the countries […]
Mexico will buy Iberdrola plants mostly with bank financing
The announced purchase of 13 plants of the Spanish energy giant Iberdrola in Mexico will be financed 60% by banks and the remaining 40% by a state infrastructure fund, which will assume the majority of the venture capital, the finance secretary said on Wednesday. of the Latin American nation. Mexico announced at the beginning of […]
How much would the dollar close in 2023, according to a BCRP survey?
According to the recent survey of macroeconomic expectations prepared by the Central Reserve Bank of Peru (BCRP), the projections provided by economic actors on the exchange rate in our country fell in March. How much would the dollar close this 2023? Thus, the North American currency for the purposes of the 2023 would close between […]
Bet on “nearshoring” in Mexico boosts real estate and transportation shares
The optimism of investors in the face of a possible boom in the phenomenon nearshoring in Mexico is leading them to buy local shares in real estate, transport companies and banksanalysts said, in an attempt to take advantage of the wave of signings Americans that settle in the north of the country. The trend has […]
Double-edged sword: what are the risks of the credit card minimum payment?
When used responsibly, a credit card can save you from a lot of trouble. On this long holiday, from April 6 to 9, due to the celebration of Holy Week, thousands of people take the opportunity to carry out more bills than usual. During this time, money plastics are an attractive option to pay some […]
Can they garnish your salary if you have debts with the bank?
In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]