Who can I give an additional to my credit card and how many can I request?

One of the products granted by banks and with greater acceptance by the public is the credit card. This payment method, in many cases, can be requested by bank customers; however, in other circumstances it is the same entities that offer said product to their clientele, according to the requirements that each establishment poses. However, many users seek to assign their immediate environment a additional card so that they can have a certain amount of money, according to the expenses they have to make. It’s possible?

To whom can I give an additional to my card?

In case you have this financial product, it is important to mention that you can take out an additional one for anyone you think is convenient, whether family or not. However, you must be of legal age.

Along the same lines, do not forget that the consumptions made will be charged to the owner’s account. In addition to this, it should be emphasized that the consumption made by additional cards will reduce the amount of money in your line of credit.

For example, if you have a line of credit of 2,000 soles and you request an additional one, the person who uses it will have access to the 2,000 soles, so if you buy something for 300 soles, you will have a remaining balance of 1,700 soles.

How many credit cards can I request?

This amount will be subject to the terms and conditions of each financial institution. Likewise, the holder has the power to assign a ceiling for the additional cards that he requests. Here is more information about some of them:

• BanBif: You can request up to five additional, which must be delivered to adults. The cards will have a cost, except for the first one.
• Scotiabank: can be requested up to eight additional cards with which you can share all or part of your line of credit.
• BBVA: At this bank you can request up to six cards at any of its branches, as long as you meet the following conditions:
  – The request must be made by the credit card holder.
  – The holder of the additional card must be of legal age and have a positive record at the information center.
  – The holder’s credit card must not have any blocking status.
  – The holder must be in person with the data of the additional.
• BCP: in said establishment you can request up to seven credit cards additional to share your same line of credit. You can give it to whoever you choose, as long as it complies with the validation filters.
• Interbank: This bank allows a maximum of eight additional cards. The same additional ones must be used by people of legal age who must not be negatively reported in the financial system.
• CMR Bank: This entity allows you to request up to five additional cards for free.
• Diners Club: you can generate up to five additional cards at no cost.