More than 500,000 pensioners from the Pension Standardization Office (ONP) will benefit from the credits offered by Banco de la Nación, exclusively for this group, thanks to an inter-institutional collaboration agreement. What is this financial offer for half a million older adults? What are the amounts of loan? Keep reading this note.
According to the Banco de la Nación, pensioners will have a banking service aimed at seniorsin which they will have access to operations and products specialized in creating BN Platinum Banking.
Credits for ONP pensioners: how much is the loan?
Pensioners will access the provision of financial services, such as the delivery of credits to “very attractive” market interest rates, with amounts ranging from S/3,000 to S/40,000. According to data from the Superintendence of Banking, Insurance and AFP (SBS) as of March 9, the average rate of private banks for a consumer loan amounts to 49.83%. In addition, according to the entity, if retirees want to be favored with a loan, it will not be necessary to present any endorsement or guarantee in between.
The financial offer stems from an agreement signed between the Banco de la Nación and the ONP. Photo: BN
A responsible segment in payments
The Platinum Banking proposal was created with the aim of serving the population that has normally been ignored by the financial system. “Pensioners have a very good quality in the fulfillment of its obligationsis among the best”, highlighted Juan Carlos Galfré, executive president of BN.
He added that the financing of the credits will have a deduction insurance, which will allow the client, who makes a loan, to be insured in the event of his death. “Not that we wanted it, but if it did happen, the family would not have to bear the balance of the loan because the insurance fully covers it,” said Galfré.
On the other hand, he said that the implementation of ATMs will continue in the service centers of the Pension Standardization Office (ONP) and with the strengthening of the telesavings system for the payment of pensions and bonuses.
Source: Larepublica
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