The Ministry of Economy and Finance (MEF) approved the Guarantee Management Trust Agreement for Impulse MyPeruthrough which the terms and conditions are established for the administration of the trust patrimony of the program for S/2,000 million for the granting of loans to mypes with a State guarantee. Ministerial Resolution No. 140-2023-EF/52 authorizes the General Director […]
Tag: credits
Yape and Plin begin deployment phase
This Wednesday the 12th begins the next phase for the implementation of interoperability between the two most important digital wallets in Peru: Yape and Plin. Previously, on March 31, the transaction began with a limited group of 10,000 customers. Now, The expectation is to cover more than 12 million users of the two applications. all […]
Municipal savings banks ask the Government for S/1,000 million for loans
The municipal savings banks are asking the central government for economic strengthening with the aim of offering more loans to micro-entrepreneurs seeking economic reactivation. John Sarmiento Tupayachi, manager of Corporate Services of the Peruvian Federation of Municipal Savings and Credit Banks (FEPCMAC), told La República yesterday that the request was made to the president Dina […]
BCRP: Credit to individuals expanded 14.6% in February
Loans to individuals expanded 14.6% last February compared to the same month in 2022. This result was influenced by higher loans in soles, which increased 15.2% year-on-year, according to a report from the Central Reserve Bank of the Peru (BCRP). In monthly terms, these credits expanded by 0.9% in the second month of the year, […]
Impulso Myperú: Government approved guarantee to grant credits to mypes
The head of the Ministry of Economy and Finance (MEF), Alex Contreras, announced that the Council of Ministers approved this Wednesday, March 22, the supreme decree that allows the guarantee of the S/2,000 million of the Impulso Myperú program, which seeks to give loans with low interest rates to micro and small businesses (mypes). “It […]
Congress proposes rescheduling credit payments for a minimum term of 9 months
Congressmen Arturo Alegría and Eduardo Castillo, from the bench people forcepropose to establish extraordinary measures to reschedule credit payments of natural persons and mypes that have been financially affected by the declarations of the state of national emergency as a result of natural disasters and social conflicts, registered since December 7, 2022. The PL 4525 […]
Credits to ONP pensioners of up to S/40,000: what is the age limit and what are the requirements to access?
He inter-institutional agreementsigned at the beginning of March, between Bank of the Nation (BN) and the Pension Standardization Office (ONP) will allow thousands of pensioners access credits of up to S/40,000, through the creation of the Platinum Banking, with attractive market rates. Is there an age limit to apply to these loans and what are […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]
If the bank or savings bank goes bankrupt, up to what amount can I recover my savings?
Have you ever wondered what happens if the bank to which you have entrusted your savings declare bankruptcy? It is necessary to know that there is a Deposit Insurance Fund (FSD), which is a financial backing in case the entity is declared in a state of dissolution and liquidation. Can you get all your deposited […]
Banco de la Nación will offer loans to ONP pensioners: how much are the loan amounts?
More than 500,000 pensioners from the Pension Standardization Office (ONP) will benefit from the credits offered by Banco de la Nación, exclusively for this group, thanks to an inter-institutional collaboration agreement. What is this financial offer for half a million older adults? What are the amounts of loan? Keep reading this note. According to the […]