He National bank offers an interesting loan for public workers, CAS and pensioners who wish to obtain financing without complications. With the MultiRed LoanBeneficiaries can apply for up to S/99,999 without having to present a guarantor, subject to a credit evaluation. The Banco de la Nación’s proposal is characterized by the amount of money available […]
Tag: credits
Banco de la Nación grants loans from S/300 to S/50,000 in discount per payroll: see the requirements
He National bank offers its clients a financial product: the payroll discount loan. This service allows workers and pensioners to obtain a personal cash loan, with amounts ranging between S/300 and S/50,000, adapting to the economic needs of each user. In addition, beneficiaries can enjoy flexible terms of up to 60 months for loan repayment, […]
Better not to get into debt: banking continues to raise interest rates for mypes and consumption
The weak recovery of the economy, as well as income, generates enormous concern in Peruvian households. To face medium, long and even short-term expenses, an option at hand will always be credit. However, if a person currently requests a consumer loan for S/10,000 for 12 months, they have to assume a TCEA – which includes […]
Banco de la Nación buys your debts for up to S/50,000: how to access?
In an effort to alleviate the financial burden of Peruvians, the Banco de la Nación has a loan program aimed at purchasing credit card debt. This initiative seeks to offer an effective solution for those who face multiple credit obligations and allows them to be unified into a single entity. This program not only simplifies […]
Get loans from S/1,000 with your DNI as the main requirement: which banks offer them?
In the competitive financial world, obtaining credit has become more accessible and simpler. With a simple identity document (DNI) As a main requirement, several banking entities are opening the doors to loans from S/1,000. This facility is a relief for those who need immediate liquidity without complicated procedures. But which banks are leading this trend? […]
Zero-cost transfers between banks would put pressure on the formal credit market
Commissions for bank transfers and credit card payments could be forgotten after the Plenary of Congress approved, in the first vote, the opinion issued in PL 3428 and 3739, which modify Law 31143, in order to eliminate the costs that today users assume for transferring their own money through financial entities and their plastics. The […]
TC declares constitutional law that protects consumers of financial services from usury
The Constitutional Court (TC) declared unfounded the unconstitutionality claims presented by the Ica Bar Association and the Executive Branch, against Law 31143, which protects consumers of financial services from usury. The ruling issued on files 00010-2021-PI/TC and 00012-2021-PI/TC (accumulated) indicates that the TC has had the opportunity to rule before on the figure of usury […]
Americans burdened by credit card debt and high prices
While the U.S. economy is generally healthy, there are groups of Americans who have depleted their savings and increased their balances. Credit cards after battling against inflation for more than two years. Experts worry that members of these groups — mostly low- and middle-income Americans, who tend to be renters — are falling behind on […]
What is the new maximum amount to request Yape credits?
Previously, Yape offered loans of a maximum of S/500, but now this limit amount has increased. Here we tell you all the details. Join the La República WhatsApp channel Price of the dollar in Peru today, December 9, in exchange houses, banks and more Christmas Bonus 2023: Government makes public sector benefit payment official, how […]
Risky clients could pay interest of up to 101.86% for loans until April 2024
He Central Reserve Bank of Peru (BCRP) raised the maximum compensatory rate of the financial system to 101.86% annually for the period November 2023 – April 2024. Jorge Carrillo, specialist in financial education and teacher at Pacífico Business School, explains that, since May 2021, the BCRP establishes the maximum rates allowed for consumer loans and […]