He National bank offers an interesting loan for public workers, CAS and pensioners who wish to obtain financing without complications. With the MultiRed LoanBeneficiaries can apply for up to S/99,999 without having to present a guarantor, subject to a credit evaluation.
The Banco de la Nación’s proposal is characterized by the amount of money available without collateral, the payment facilities and the possibility of accessing grace periods in key months such as April and December. It is a flexible and accessible solution to cover various financial needs.
What is the MultiRed Loan of up to S/99,999 about?
The MultiRed Loan from Banco de la Nación is a freely available line of credit, designed specifically for workers and pensioners of the public sectorThis loan allows access to amounts that can reach up to S/99,999, as long as the applicant meets the established requirements and passes the corresponding credit evaluation.
Payment terms can be extended up to 60 months. In addition, monthly payments can be automatically debited from the savings account at Banco de la Nación, making it easier to manage installments.
Banco de la Nación loan: what are its benefits?
He MultiRed Loan offers various benefits. Firstly, the possibility of accessing up to S/99,999 without the need for a guarantor is a considerable incentive for those seeking financing quickly and easily.
Another significant benefit is loan renewal. Users can renew their credit by paying only 5% of the outstanding principal, providing greater flexibility and continued access to funds.
The fact that monthly payments are automatically charged to the Banco de la Nación savings account also simplifies the payment process, thus reducing the risk of delays or inconveniences.
These are the requirements to apply for the MultiRed Loan
To access the MultiRed Loan, it is necessary to meet a series of requirements. First, applicants must have a MultiRed Debit Card and present the original of the DNI or alien registration card. In addition, the latest pay slip must be submitted, which must not be older than four months.
In the case of the CAS workersIf your employment start date is after March 10, 2021, you must demonstrate a minimum seniority of 13 months by presenting the last contract and/or corresponding addendums. For those with an earlier start date, it is not required to meet this criterion. It is also essential to have a “Normal, Not defined or Not reported” rating in the risk center of the Superintendency of Banking and Insurance.
Banco de la Nación: how to apply for a loan?
The MultiRed Loan application process begins with a prequalification. Interested parties must send a message to the WhatsApp number 942 896 863, indicating their DNI number to verify if they qualify for the loan. If the answer is positive, the next step is to go to the agency National bank nearest to submit requirements and pass the credit evaluation.
Once the application is approved, the loan amount will be disbursed directly into the applicant’s savings account at Banco de la Nación. The bank staff will provide the contractual documents that must be signed.
Source: Larepublica
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