Review the documentation and requirements to access a mortgage loan from Banco de la Nación with preferential rates. In the middle of a difficult economic contextFor many, the dream of owning a home has become a distant pretension. However, there are some state benefits that can help you obtain the dream home through mortgage loans, […]
Tag: credits and savings
Mipymes: how to use electronic invoicing to access financing alternatives?
The correct use of new technologies can allow MSMEs to access easy and fast financing alternatives, such as factoring, invoice discounting and even bank loans, according to Kenneth Bengtsson, executive president of Efact. But, what do these credit products consist of? Bengtsson explains it. factoring It is a negotiation where a company sells an invoice […]
BCRP: credit to the private sector accelerated 3.6% year-on-year in November
The Central Reserve Bank of Peru (BCRP) reported that credit to the private sector -which includes loans granted by banks, financial, municipal and rural savings banks and cooperatives– increased 0.7% per month in November compared to the previous month, with higher growth in credit granted to individuals. In this way, the interannual growth went from […]
Credicoop Arequipa denies bankruptcy and accuses the SBS of abuse after intervention
Representatives of Credicoop Arequipa they pronounced and denied the bankruptcy of the cooperative, this after the intervention, this Tuesday, November 30, of the Superintendency of Banking and Insurance (SBS) and the suspension of operations of the 96 agencies they have nationwide. “What the superintendency has done is an abuse against us, because we have been […]
Financial credits reach pre-pandemic levels
After 17 months into the COVID-19 pandemic, the loan portfolio -without considering government programs- reached pre-pandemic levels, according to the Superintendency of Banking, Insurance and AFP (SBS). In detail, corporate loans are already growing above their pre-pandemic level since May 2021 and are above pre-pandemic. Like mortgage loans, which were the least affected, with an […]
Interregional withdrawal fee at ATMs with hours counted
The Superintendency of Banking, Insurance and AFP (SBS) advances towards the full regulation of Law No. 31143, a law that protects consumers of financial services from usury, through a project that seeks to end the inter-seat commission charged by ATM channels or service window in a location other than the city where the bank account […]