Banco de la Nación offers loan up to S/50,000 for the purchase of debts: how to request it and what requirements you must meet

He Nation Bank It provides the option to unify the debts of its clients from different banking entities in Peru. This benefit is available for those who have a favorable evaluation according to the Risk Central of the Banking, Insurance and AFP Superintendence (SBS).

This loan It has a payment period up to 60 installments and can be requested by amounts up to S/50,000. Next, we tell you more details about the steps to access this loan and the necessary requirements.

How to access the loan for the purchase of debts of the Bank of the Nation in 2025?

For access the loancustomers must follow the following steps:

1. Approach an agency of the closest nation bank.
2. Submit the required documentation to bank staff to carry out the Credit evaluation.
3. If the evaluation is positive, the Loan amount will be deposited in the applicant’s savings account, and the bank will pay the debts through electronic transfers or management checks.

Bank of the Nation: Requirements to access the loan

To get this loanthose interested must meet certain requirements, which include:

1. Have a multized debit card.
2. Submit the ID or Lieutence card, in original and copy.
3. Deliver the last payment ticket of the worker or pensioner (original and copy), With no more than four months old.
4. If the labor income date is subsequent to March 10, 2021the original employment contract and its fedieted copy must also be presented, accrediting a minimum age of 13 months.
5. Provide documents that certify the monthly fees paid, which will be used in the Payment capacity evaluation.

What other loans offers the Bank of the Nation?

The Bank of the Nation also offers other financial products, such as:

1. Classic Multired and Agreements.
2. Discount loan by payroll.
3. Loan for studies.

Know the new Bank of the Nation schedule

From February 1, 2025the Bank of the Nation will implement a new schedule of attention. Modified schedule agencies will attend Monday to Friday from 8.15 am to 5.00 pm and the Saturdays from 9.15 am to 1.00 pm

This measure is due to an analysis of the greater influx of customers in the early hours of the day. A total of 388 agencies throughout the country will apply this change, of which 54 are located in Lime and Callaoand 334 in the rest of the country. Customers can consult the list of agencies with updated schedules on the official website of the bank.