This Tuesday, August 15, the process of returning deposits to the clients of the Rural Savings and Credit Fund Raíz SAA (CRAC Raíz) began. In total, there are 26,453 savers who began to collect their money after the intervention of the Superintendency of Banking, Insurance and AFP (SBS) due to financial insolvency. Next, learn about […]
Tag: municipal boxes
Caja Raíz in liquidation: return to savers will begin this August 15
Last week, the Superintendency of Banking, Insurance and AFP (SBS) ordered the dissolution and the beginning of the liquidation process of the Rural Savings and Credit Fund Raíz SAA (CRAC Raíz), after being intervened by the supervisory body, by the significant deterioration of its solvency. Given this, the affected savers will be covered by the […]
SBS intervened in Caja Raíz: what will happen to the savings and the CTS of its clients?
Given the significant deterioration in the solvency of the Rural Savings and Credit Fund Root SAA. (CRAC Raíz), the Superintendency of Banking, Insurance and AFP (SBS) had to intervene to safeguard the interests of the saving public and the stability of the financial system. In this way, the entity ceased its operations and its administration […]
Second auction of Impulso MYPERÚ and closed with rates of 12.21%
He Ministry of Economy and Finance (MEF) reported that the second credit auction of the Program to Promote Mypes – Impulso MYPERÚ closed with an assigned amount of S/400 million in guarantees, at an average rate of 12.21%. This average rate of 12.21%, placed last Friday the 5th, was below the average interest rate of […]
Where should I have the CTS? Three factors that you should consider when choosing the financial institution
There is one week left for the expiration of the term that companies have to deposit the Compensation and Time for Services (CTS). In this context, thousands of workers will have the possibility to withdraw 100% of this money extra, whose free availability, according to the law 31480, extends until December 31, 2023. However, there […]
CTS 2023: which banks or savings banks pay you the most interest for saving your money?
In these days of May, thousands of workers they begin to receive Compensation and Time for Services (CTS) in their bank accounts. Due to Law No. 31480, approved in June 2022, the employees have the availability to withdraw this extra money until the end of 2023. However, if you are one of those who plan […]
Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee?
In several Latin American countries, including the Perumoney loans that are granted quickly, without procedures or guarantees —apparently attractive— have become a common practice, although with a peculiarity: interests very tall. This mode is known as the drop by drop loans. Most of the victims are natural persons, entrepreneurs and microentrepreneurswhich have fallen into the […]
Mortgage credit: which banks or savings banks offer the cheapest interest rate to buy a home?
If you are considering buying a home and taking on long-term debt, it is important to evaluate how much financial institutions charge for mortgage loans in order to make them fit your needs. budget familiar. Therefore, in this note, we will offer you a ‘financial tour’ of the cheapest rates offered by banks and municipal […]
Caja Huancayo will incorporate IDB Invest as a shareholder between June and August of this year
Huancayo Box will incorporate as a shareholder the IDB Invest at the latest in August this year. This, within the framework of Law No. 31711 that enables the entry of multilateral organizations to strengthen the assets of municipal savings and credit banks, announced Víctor Valdivia, general manager of Operations and Finance of CMAC Huancayo. According […]
Yape and Plin begin deployment phase
This Wednesday the 12th begins the next phase for the implementation of interoperability between the two most important digital wallets in Peru: Yape and Plin. Previously, on March 31, the transaction began with a limited group of 10,000 customers. Now, The expectation is to cover more than 12 million users of the two applications. all […]