When used responsibly, a credit card can save you from a lot of trouble. On this long holiday, from April 6 to 9, due to the celebration of Holy Week, thousands of people take the opportunity to carry out more bills than usual. During this time, money plastics are an attractive option to pay some […]
Tag: debts
How to know what my debt report and credit score is in Infocorp?
Knowing the debt report can help you improve the way in which you spend your money because you will know how the banks and institutions that can offer you loans see you. This is produced by Infocorp; However, in its database, not only debtors appear, but all Peruvians over 18 years of age, even if […]
How long would a Peruvian survive if they lose their main source of income?
The coronavirus pandemic severely hit the pocket of the family economy in Peru, where more than 70% of the labor force is informal, according to figures from the National Household Survey (Enaho). During this three-year period —interspersed quarantines and habitual political problems—, lThe purchasing power of citizens has been vulnerable to these emergency situations which, […]
Can they garnish your salary if you have debts with the bank?
In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
Congress proposes rescheduling credit payments for a minimum term of 9 months
Congressmen Arturo Alegría and Eduardo Castillo, from the bench people forcepropose to establish extraordinary measures to reschedule credit payments of natural persons and mypes that have been financially affected by the declarations of the state of national emergency as a result of natural disasters and social conflicts, registered since December 7, 2022. The PL 4525 […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]
TC rejects Sunat’s request to annul a ruling that eliminates late payment interest
He Constitutional Court (TC) rejected Sunat’s request to annul the ruling that eliminates the collection of default interest on tax debts that have not yet been resolved with the State, as long as this delay has been generated by the tax administration (also considering the Tax Court ). The magistrates declared the request inadmissible, which […]
What banks and savings banks offer personal loans with the lowest rates this 2023?
As the school year begins, many parents are struggling to cover the expenses for supplies, tuition, uniforms, pensions, among others. Given this need, this group of people should know the amount offered by financial institutions regulated by the Superintendency of Banking, Insurance and AFP (SBS). for personal loans and their respective interest ratebefore deciding to […]
Luis Arias: “With this TC ruling, companies could request the return of their paid debts”
Sunat’s former boss Luis Arias Minaya maintains that the decision of the Constitutional Court (TC), that prohibits the charging of interest to delinquent companies, could anticipate the repayment or reduction of the debts that companies such as Telefónica, Scotiabank or Cerro Verde owe to the State. Warns of a potential conflict of interest. —What tax […]
If I fall behind in my cell phone payment or my line bill, can I enter Infocorp’s blacklist?
Having a credit history is of the utmost importance in the face of future mortgage loans or credits provided by financial institutions. Can you be negatively reported in Infocorp if you don’t pay your cell phone bill? Expert explains it. When you think about debts, it is often assumed that they are large amounts of […]