More and more users access Yape loans ranging from S/150 to S/500; however, many wonder if they can access these if they have debts in another financial institution. In order to cover an urgent need, BCP users have the option of accessing money loans through the Yape application, whose microcredits range from S/150 to S/500, […]
Tag: debts
What are informal loan apps that charge high interest and steal personal information?
Beware of these applications alerted by the SBS, as they would put your security and privacy at risk. Ask for loan many times it will be tempting when the fortnight is not enough and the household bills do not wait. However, this possible scenario should not lead us to risky situationsHow to request loans ‘at […]
Layoffs and debts overwhelm small businessmen in Arequipa
Testimonials. Several terminated contracts for part of their workers and are resorting to credit. Two entrepreneurs tell their hardships. For small and medium-sized entrepreneurs, getting their businesses afloat is a headache these days. The political and social crisis that has worsened since December affects them greatly. Ingrid Aliaga is a small businesswoman who provides surveying […]
Does the debt with a bank really prescribe in 5 years?
In private risk centers it usually prescribes two to five years, but in the Superintendence of Banking, Insurance and AFP (SBS) it is different. Although they have to pay and that stain on Infocorp will always be there for up to two months after it is canceled, the Civil Code states that there is another […]
How to manage debts and improve my savings in 2023?
On this New Year’s Eve, many people prepare cabals and rituals to achieve abundance in 2023. But it is also important to review some tips to improve the family economy and personal finances. These recommendations will help you maintain a good credit profile and avoid bad ratings on portals such as Infocorp and the SBS […]
Credits: golden rules to manage your debts in a healthy way in 2022
2022 has begun and the majority of Peruvians have already returned to their jobs and businesses with new goals for themselves and their families. In this sense, to help meet these objectives, Pilar Flores, manager of the Financial Risks division of Financiera Confianza, shares four rules to manage debt in a healthy way in the […]
Personal finances: how to check debts only with the DNI
All people should know their credit history and how your debts are found from time to time in the credit bureaus. The State entity in charge of regulating and verifying the credits that are acquired with financial entities is the Superintendency of Banking, Insurance and AFP (SBS). While the credit information of both the SBS […]
Infocorp: how to check your debts in Infocorp only with your ID?
Infocorp is the risk center that collects credit information of all Peruvians. On the platform you will know your rating in the financial system. If you want to check your situation on the Equifax owned platform, we will tell you how to find out with your ID. How to check my debts in Infocorp? To […]
Evergrande founder sells 9% of his shares to face debt
Xu Jiayin, founder of the indebted Chinese real estate giant Evergande, sold for $ 344 million 9% of its shares in the company, in a new attempt to obtain liquidity to meet the obligations of the firm, local media reported today. In this way, Xu disposed of 1.2 billion shares of Evergrande at an average […]
Bill of exchange: what is it, what is it for and when is it used?
They are held daily in the financial market millions of loans between individuals and entities. These can be paid in various ways: with cash, by bank transactions, through promissory notes, among others. However, one of the options The safest and most widely used payment methods are bills of exchange. If you still don’t know what […]