Beware of these applications alerted by the SBS, as they would put your security and privacy at risk.
Ask for loan many times it will be tempting when the fortnight is not enough and the household bills do not wait. However, this possible scenario should not lead us to risky situationsHow to request loans ‘at all costs’ from strangers applications in order to pay off a debt. The Superintendency of Banking, Insurance and Private Pension Fund Administrators (SBS) warned citizens to be careful about money lending apps that are not registered with the Registry of Companies and Persons that carry out Financial or Currency Exchange Operations. What are they and how to identify them? Here we tell you.
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Until January of this year, the SBS has managed to detect 20 applications or virtual platforms in which money loans are offered and disbursed at the user’s request and, although it seems unusual, without the person having made any request.
According to alerts, users who download these apps from their cell phones they are required to provide personal information and access to the directory of their contacts, as well as collect and monitor phone information, which would threaten your security and privacy.
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As if that were not enough, when requesting the return of the loanshigh charges and interest are included for users. Threats to clients have also been reported to inform all their contacts about their supposed debtor status. or disseminate aggravating facts or situations that violate their honor and instill fear in them. Therefore, the entity recommends not consulting or downloading these applications (apps) or similar.
What are the risky loan applications detected by the SBS?
- Alpacash
- C Platinka
- Loan Portfolio / Loan Portfolio
- I grew up
- Credit Peru / Credit Peru / Credit Peru
- Cuycash
- ekeko
- Hicash / HiCash
- Hello Cash / HelloCash
- Huay Money / Huaymoney / Financial Huay Money / Financial Huaymoney
- Ikori / Kori / Koiri
- isolez
- Kolque / Kolke Misoles / Peru Misoles
- Peru Credit
- Peru Loan / Peruloan / Loan
- Prestasole / Prestadoles / Presta Sol / Presta Soles
- Sun Cash / Sun Cash
- vamocash
- Yep Credit / Yepcredits.
Where to report suspicious loan apps?
Any complaint related to people or companies that provide financial services, without authorization from the SBS or without being registered, can be communicated to the telephone numbers 0-800-10840 (free line nationwide) or 01-200-1930, or email [email protected]. You can also visit the SBS website: www.sbs.gob.pe/informalidad.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
