In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
Tag: debts
Congress proposes rescheduling credit payments for a minimum term of 9 months
Congressmen Arturo Alegría and Eduardo Castillo, from the bench people forcepropose to establish extraordinary measures to reschedule credit payments of natural persons and mypes that have been financially affected by the declarations of the state of national emergency as a result of natural disasters and social conflicts, registered since December 7, 2022. The PL 4525 […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]
TC rejects Sunat’s request to annul a ruling that eliminates late payment interest
He Constitutional Court (TC) rejected Sunat’s request to annul the ruling that eliminates the collection of default interest on tax debts that have not yet been resolved with the State, as long as this delay has been generated by the tax administration (also considering the Tax Court ). The magistrates declared the request inadmissible, which […]
What banks and savings banks offer personal loans with the lowest rates this 2023?
As the school year begins, many parents are struggling to cover the expenses for supplies, tuition, uniforms, pensions, among others. Given this need, this group of people should know the amount offered by financial institutions regulated by the Superintendency of Banking, Insurance and AFP (SBS). for personal loans and their respective interest ratebefore deciding to […]
Luis Arias: “With this TC ruling, companies could request the return of their paid debts”
Sunat’s former boss Luis Arias Minaya maintains that the decision of the Constitutional Court (TC), that prohibits the charging of interest to delinquent companies, could anticipate the repayment or reduction of the debts that companies such as Telefónica, Scotiabank or Cerro Verde owe to the State. Warns of a potential conflict of interest. —What tax […]
If I fall behind in my cell phone payment or my line bill, can I enter Infocorp’s blacklist?
Having a credit history is of the utmost importance in the face of future mortgage loans or credits provided by financial institutions. Can you be negatively reported in Infocorp if you don’t pay your cell phone bill? Expert explains it. When you think about debts, it is often assumed that they are large amounts of […]
Yape 2023 loans: if I have debts in other banks, can I request microcredits of up to S/500?
More and more users access Yape loans ranging from S/150 to S/500; however, many wonder if they can access these if they have debts in another financial institution. In order to cover an urgent need, BCP users have the option of accessing money loans through the Yape application, whose microcredits range from S/150 to S/500, […]
What are informal loan apps that charge high interest and steal personal information?
Beware of these applications alerted by the SBS, as they would put your security and privacy at risk. Ask for loan many times it will be tempting when the fortnight is not enough and the household bills do not wait. However, this possible scenario should not lead us to risky situationsHow to request loans ‘at […]
Layoffs and debts overwhelm small businessmen in Arequipa
Testimonials. Several terminated contracts for part of their workers and are resorting to credit. Two entrepreneurs tell their hardships. For small and medium-sized entrepreneurs, getting their businesses afloat is a headache these days. The political and social crisis that has worsened since December affects them greatly. Ingrid Aliaga is a small businesswoman who provides surveying […]