Knowing how long the negative information is maintained in the records is key to accessing credits, since these reflect both pending debts and the specific payments of Peruvians. The registration of the credit history in Infocorp can significantly influence access to financial products. This database collects information on the payments and commitments of Peruvian citizens, […]
Tag: debts
Banco de la Nación offers loans up to S/50,000 for the purchase of debts in 2025: these are the updated requirements to access
The Bank of the Nation offers in 2025 loans to consolidate debts. Know the updated requirements and the steps to access this financial benefit. The bank has made available to its clients the possibility of unifying various debts acquired in different banking entities of Peru, through a loan that can reach S/50,000. This benefit is […]
If a relative dies in Peru and has money in the bank, can the financial entity keep its savings?
When a citizen dies in Peru And it is known that the person had money saved in a banking entity, it is important to clarify what happens with those funds. In this sense, it is essential to understand if the bank can keep the amount that saved or money can return to family members. In […]
Telefónica del Perú will ask for financial restructuring against Indecopi for complex economic situation: What does it imply?
The Directory of Telefónica del Perú agreed today to request an ordinary bankruptcy procedure (PCO) before the National Institute for the Defense of Competition and the Protection of Intellectual Property (INDECOPI) to restructure your financial obligations. The entry of the Spanish multinational This process seeks to reorganize its finances. Thus, the protection provided by the […]
The deadline to fraction your debts via Sunat: Who can access and what are the requirements?
The entity reported that a large number of taxpayers have requested to benefit from Special Debes Fractionationa mechanism that allows regularizing tax obligations under specific conditions. This benefit will be available for a limited time and is processed through a form, accessible in the official portal of the entity. The fractionation offers discounts on interest […]
Banco de la Nación offers loan up to S/50,000 for the purchase of debts: how to request it and what requirements you must meet
Customers can access amounts up to S/50,000, with a payment period of up to 60 installments. To request it, they must approach an agency and present the necessary documentation. He Nation Bank It provides the option to unify the debts of its clients from different banking entities in Peru. This benefit is available for those […]
How long does it take for a bank debt to expire in Peru? Here we explain it to you
In the financial field, debts can be a significant burden for many people. However, it is essential to know that these obligations are not eternal. In Peru, the Civil Code It sets a specific time limit for the prescription of bank debts, which means that after a certain time, these can no longer be enforced […]
Debts after death: are they transferred to the deceased’s relatives?
After going through the pain of losing a loved one, family members have to take care of all the legal procedures in Bank entities. One of the issues of greatest concern is whether the debts of the deceased automatically disappear or what the possible financial repercussions are. In this article, we explore what happens to […]
If I have already paid a debt, after what time do I stop appearing as a defaulter in the system?
Find out how long it takes financial institutions to update your credit status after paying a debt and what steps you can take to improve your credit history. Join the WhatsApp channel Debt management and the credit history are crucial aspects in the financial aspect of any person. Once you have settled a debt, it […]
How many years must pass for a bank debt to expire in Peru? This is what the civil code says
The debts in the financial system can be a significant burden for many people. However, it is important to know that these obligations are not eternal. In Peru, the Civil Code establishes a specific period after which debts expire, which means that they can no longer legally be collected. This process requires a clear understanding […]