Record levels of public debt, geopolitical tensions that threaten to split the global trading system, and the likely persistence of low productivity growth may saddle the world with a slow-growth future that holds back development in some countries. This vision of a post-pandemic world economy follows from a study organized by the Kansas City Federal […]
Tag: debts
Indecopi: what to do if the service I contract is canceled or postponed due to the demonstrations?
Due to social demonstrations that are being developed in various areas of the country, some of the services could be affected. Therefore, it is important that consumers know how to act in the face of these inconveniences and receive attention to their claims. Along these lines, Indecopi provides the following guidelines through the ‘Guide for […]
What happens if I don’t pay my credit card on time in Peru?
The credit card is well known and used by Peruvian citizens and people around the world for being an easy source of financing to use when wanting to invest in their happiness and/or needs, but, although it is a plastic object that provides a range of advantages to its customers, there are still many doubts […]
Yape: why doesn’t the option to access a loan appear and what requirements must I meet?
BCP users have the option of accessing loans through the Yape application. The microcredits offered by the application range from S/150 to S/500 in a maximum payment period of 35 days and subject to a credit evaluation. Those interested who opt for this functionality must pay an Annual Effective Cost Rate (TCEA) of 80.97%. For […]
Chile begins to collect the debts of parents who owe alimony to their children
A new law of Alimony entered into force this Saturday in Chili to, through State bodies, collect resources from parents who owe the monthly payment to their children and thus force them to comply with their obligations. “Is today! Our law on Parental Responsibility and Effective Payment of Child Support Pensions enters into force. A […]
Banks could not collect debts from salary accounts
When a user does not pay his credit card on time, the bank can collect from his salary account. Financial entities activate this mechanism if it has been established in the contract signed by both parties, explains the economist Enrique Diazalthough for some users this clause goes unnoticed. For this reason, Congresswoman Norma Yarrow (Avanza […]
They seek to put limits on the collection of debts through workers’ salary accounts
the congresswoman Norma Yarrow, from the Avanza País bank, proposes establishing limits for banking entities regarding the collection of direct debts from the accounts of the workers in which they receive their remuneration in order to protect their basic needs. Currently, if a user has a credit card and a salary account at the same […]
Double-edged sword: what are the risks of the credit card minimum payment?
When used responsibly, a credit card can save you from a lot of trouble. On this long holiday, from April 6 to 9, due to the celebration of Holy Week, thousands of people take the opportunity to carry out more bills than usual. During this time, money plastics are an attractive option to pay some […]
How to know what my debt report and credit score is in Infocorp?
Knowing the debt report can help you improve the way in which you spend your money because you will know how the banks and institutions that can offer you loans see you. This is produced by Infocorp; However, in its database, not only debtors appear, but all Peruvians over 18 years of age, even if […]
How long would a Peruvian survive if they lose their main source of income?
The coronavirus pandemic severely hit the pocket of the family economy in Peru, where more than 70% of the labor force is informal, according to figures from the National Household Survey (Enaho). During this three-year period —interspersed quarantines and habitual political problems—, lThe purchasing power of citizens has been vulnerable to these emergency situations which, […]