The Bank of the Nation offers in 2025 loans to consolidate debts. Know the updated requirements and the steps to access this financial benefit.
The bank has made available to its clients the possibility of unifying various debts acquired in different banking entities of Peru, through a loan that can reach S/50,000. This benefit is intended for those who have a positive qualification in the risk center of the Banking Superintendence, Insurance and AFP (SBS).
Applicants may access a period of up to 60 months to pay the consolidated debt. Next, we detail the necessary steps and requirements to access this benefit.
Banco de la Nación offers loans of up to S/50,000: How to access?
To access this loan, the interested parties must take the following steps:
- Go to one of the agencies of the Nation Bank closer.
- Present the necessary documentation so that the banking personnel perform a credit evaluation.
- Yes evaluation is favorablethe approved amount will be deposited directly in the applicant’s savings account. The bank will be responsible for paying debts through electronic transfers or management checks.
Nation Bank: Requirements to access loans
Applicants must meet the following requirements:
- Be a debit card Multired.
- Submit the ID or Lieute Card, both in original and in copy.
- Deliver the last payment ticket of the worker or pensioner (original and copy)with an antiquity not exceeding four months.
- If the labor income date is after March 10, 2021, the original employment contract and its fedieted copy must be submitted, accrediting a minimum age of 13 months.
- Provide documents that certify the monthly fees paid, which will be evaluated to determine the requesting capacity of the applicant.
Loans available at the Bank of the Nation
In addition to the loan for debt consolidation, the Bank of the Nation offers other financial products, such as:
- Multired classic and agreements.
- Discount loan by payroll.
- Loan for studies.
New Bank of the Nation schedule
The Bank of the Nation implemented a new schedule of attention in several of its agencies. Branchs with this modified schedule will attend from Monday to Friday from 8.15 am to 5.00 pm and on Saturdays from 9.15 am to 1.00 pm
This modification responds to an analysis of the greater influx of customers in the early hours of the day. In total, 388 agencies throughout the country will adopt this schedule, of which 54 are located in Lima and Callao, and 334 in the rest of Peru. Customers can consult the list of agencies with the updated schedules on the official website of the bank.
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Source: Larepublica

Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.