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Tag: municipal boxes

Second auction of Impulso MYPERÚ and closed with rates of 12.21%

Second auction of Impulso MYPERÚ and closed with rates of 12.21% Second auction of Impulso MYPERÚ and closed with rates of 12.21%

He Ministry of Economy and Finance (MEF) reported that the second credit auction of the Program to Promote Mypes – Impulso MYPERÚ closed with an assigned amount of S/400 million in guarantees, at an average rate of 12.21%. This average rate of 12.21%, placed last Friday the 5th, was below the average interest rate of […]

Where should I have the CTS? Three factors that you should consider when choosing the financial institution

Where should I have the CTS? Three factors that you should consider when choosing the financial institution Where should I have the CTS?  Three factors that you should consider when choosing the financial institution

There is one week left for the expiration of the term that companies have to deposit the Compensation and Time for Services (CTS). In this context, thousands of workers will have the possibility to withdraw 100% of this money extra, whose free availability, according to the law 31480, extends until December 31, 2023. However, there […]

CTS 2023: which banks or savings banks pay you the most interest for saving your money?

CTS 2023: which banks or savings banks pay you the most interest for saving your money? CTS 2023: which banks or savings banks pay you the most interest for saving your money?

In these days of May, thousands of workers they begin to receive Compensation and Time for Services (CTS) in their bank accounts. Due to Law No. 31480, approved in June 2022, the employees have the availability to withdraw this extra money until the end of 2023. However, if you are one of those who plan […]

Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee?

Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee? Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee?

In several Latin American countries, including the Perumoney loans that are granted quickly, without procedures or guarantees —apparently attractive— have become a common practice, although with a peculiarity: interests very tall. This mode is known as the drop by drop loans. Most of the victims are natural persons, entrepreneurs and microentrepreneurswhich have fallen into the […]

Mortgage credit: which banks or savings banks offer the cheapest interest rate to buy a home?

Mortgage credit: which banks or savings banks offer the cheapest interest rate to buy a home? Mortgage credit: which banks or savings banks offer the cheapest interest rate to buy a home?

If you are considering buying a home and taking on long-term debt, it is important to evaluate how much financial institutions charge for mortgage loans in order to make them fit your needs. budget familiar. Therefore, in this note, we will offer you a ‘financial tour’ of the cheapest rates offered by banks and municipal […]

Caja Huancayo will incorporate IDB Invest as a shareholder between June and August of this year

Caja Huancayo will incorporate IDB Invest as a shareholder between June and August of this year Caja Huancayo will incorporate IDB Invest as a shareholder between June and August of this year

Huancayo Box will incorporate as a shareholder the IDB Invest at the latest in August this year. This, within the framework of Law No. 31711 that enables the entry of multilateral organizations to strengthen the assets of municipal savings and credit banks, announced Víctor Valdivia, general manager of Operations and Finance of CMAC Huancayo. According […]

Yape and Plin begin deployment phase

Yape and Plin begin deployment phase Yape and Plin begin deployment phase

This Wednesday the 12th begins the next phase for the implementation of interoperability between the two most important digital wallets in Peru: Yape and Plin. Previously, on March 31, the transaction began with a limited group of 10,000 customers. Now, The expectation is to cover more than 12 million users of the two applications. all […]

Municipal savings banks ask the Government for S/1,000 million for loans

Municipal savings banks ask the Government for S/1,000 million for loans Municipal savings banks ask the Government for S/1,000 million for loans

The municipal savings banks are asking the central government for economic strengthening with the aim of offering more loans to micro-entrepreneurs seeking economic reactivation. John Sarmiento Tupayachi, manager of Corporate Services of the Peruvian Federation of Municipal Savings and Credit Banks (FEPCMAC), told La República yesterday that the request was made to the president Dina […]

State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?

State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested? State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?

following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]

9 municipal savings banks can now grant credit cards

9 municipal savings banks can now grant credit cards 9 municipal savings banks can now grant credit cards

After almost two years, the law that strengthens the municipal boxes and that will allow them to grant credit cards on equal terms with banks. Microfinance institutions must only have assets equivalent to 75,000 UIT (S/345 million) after their third year of operation. In fact, there are already nine boxes that meet these requirements: Arequipa, […]