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Tag: mortgage credit

Mortgage credit: how much should I earn to access a loan to buy a home?

Mortgage credit: how much should I earn to access a loan to buy a home? Mortgage credit: how much should I earn to access a loan to buy a home?

Only in Lima and Callao, around 600,000 families are looking to buy a home and the offer that is presented in the market is 43,000, according to data from Urbana Peru. However, from this potential demand to acquire a property, some people have the doubt of how much they must earn in salary to be […]

Mortgage credit increased 0.4% in January 2022

Mortgage credit increased 0.4% in January 2022 Mortgage credit increased 0.4% in January 2022

The Central Reserve Bank of Peru (BCRP) reported that, during January of this year, the mortgage credit registered a growth of 0.4%, thus reporting a year-on-year expansion rate of 7.3% compared to the increase of 7.6% in December 2021. This performance was influenced by the year-on-year increase in mortgage loans in soles, whose growth rate […]

Piura, Lambayeque and Lima were the regions with the highest demand for mortgage loans in 2021

Piura, Lambayeque and Lima were the regions with the highest demand for mortgage loans in 2021

The demand for mortgage loans in Caja Piura in 2021 grew 46.15% and achieved more than S / 55 million in a total of 1,064 disbursements, according to Liliana Lescano Alb├ín, Head of Products of the financial institution. According to the executive, this year the company plans to place S/100 million for the same concept, […]

Mortgage loan interest rate still below pre-pandemic level

Mortgage loan interest rate still below pre-pandemic level

The interest rate average that banks charge for mortgage credits in soles it stands at 6.79%, while the same credit, but in dollars, stands at 4.88%, both below levels prepandemia, as reported by the Association of Real Estate Companies of Peru (ASEI). And it is that after the end of 2019 the interest rate of […]

BCR: mortgage credit grew 7.8% annually in September

BCR: mortgage credit grew 7.8% annually in September

According to the Central Reserve Bank of Peru (BCRP), the mortgage credit it increased at a monthly rate of 0.7% in September, with which its interannual growth remained at 7.8 percent in the ninth month of the year. Thus, by currency, the interannual increase in mortgage loans in soles of 10.8 percent stands out. The […]