He National bank will grant mortgage loans. According to the entity of the Ministry of Economy and Finance (MEF), this will help with the economic reactivation and the closing of the housing gap. “In Peru there is a housing deficit of approximately 2 million homes, and close to 100,000 homes in Lima do not have habitable conditions,” he said. These loans are aimed at public workers and retirees with rates of 6.99% to 8.25% for any type of mortgage credit. Learn about the requirements to access this benefit in this note.
The requirements to access a mortgage loan from Banco de la Nación
He National bank clarified that this mortgage loan can be given jointly or individually. It is not necessary that the spouse is also working in the public sector. Below are the conditions to access this loan:
- Be a designated public worker or be a pensioner with a savings account at the Banco de la Nación for the deposit of your income
- The worker must have an indefinite-term contract
- Have one year of employment
- Receive monthly income greater than S / 800
- Be between 18 and 74 years and 6 months old
- “Normal” rating in the financial system, both for the credit holder and for the spouse.
The age range to receive the credit is between 18 to 74 years of age. Photo: diffusion
Where can I apply for a mortgage loan from Banco de la Nación?
- At any branch of the Banco de la Nación. The office hours for this process, in person, are Monday through Friday from 8:00 a.m. to 5:00 p.m. and Saturdays from 9:00 a.m. to 1:00 p.m.
- On the website of the Bank of the Nation
- In the email for this process, which is micréditohipotecario@bn.com.pe
- In the WhatsApp of the Bank of the Nation, which is 943277176.
You can request the mortgage loan in person or virtually. Photo: Bank of the Nation
Source: Larepublica
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