If you are a public sector worker, you have the opportunity to access a mortgage loan from Banco de la Nación that finances up to 90% of the value of a property.
Buying a house is one of the biggest dreams of thousands of Peruvians; however, many times neither salary nor savings are enough to achieve this objective. Faced with this painful reality, the State offers some benefits, such as the mortgage loan from Banco de la Nación, which offers financing of up to 90% of the value of a home. What are the requirements to apply for this credit and what is the interest rate charged? Meet them here.
What are the requirements to request a mortgage loan from Banco de la Nación?
- be a pensioner or public sector worker in condition of named either hired for an indefinite term with one year minimum of labor Old.
- Receive minimum wage since the S/800
- Have a holding account in it National bank in which it is verified that at least a month received his remuneration in that card.
- He headline I spouse must have a normal rating in the Risk Center of the Superintendency of Banking and Insurance (SBS). You must not register debts with more than four entities in the Financial System, including Banco de la Nación.
The Bank of the Nation offers a effective annual cost rate (TCEA) from 8.68% in mortgage credit for the purchase of a home. In this way, it ranks as one of the most competitive in the market. In this link you can see the updated tariff.
How to request a mortgage loan from Banco de la Nación?
If you meet all the above requirements, you can contact the Banco de la Nación to request a mortgage loan. Next, we provide you with the telephone numbers, website and hours.
- Agencies in it National scope of Monday to Friday of 8:00 a.m. to 5:00 p.m.and Saturday of 9:00 a.m. to 1:00 p.m. See agencies in Lima here and in the provinces at this link.
- Web page: www.bn.com.pe
- Mail: microcreditohipotecario@bn.com.pe
- WhatsApp: 942896863
Source: Larepublica
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