Interest in buying or renting a home has been reactivated during the second quarter of the year due to the fact that mortgage rates have stagnated and no longer maintain a growing trend as in previous months, he assures Hernan Pontiexecutive director of Grupo Navent, the firm that owns the Adondevivir and Urbania portals. According […]
Tag: mortgage credit
Banks expect lower demand for mortgage loans for the second quarter
The banks expect that in the next three months the demand for mortgage loans will be lower than in the first quarter of 2023. This is despite the fact that the offer in this segment has improved, according to the XLIII Survey of Credit Conditions (ECC) of the Central Reserve Bank of Peru (BCRP), which […]
Avoid drop-by-drop loans: how to obtain a credit with a reliable mortgage guarantee?
In several Latin American countries, including the Perumoney loans that are granted quickly, without procedures or guarantees —apparently attractive— have become a common practice, although with a peculiarity: interests very tall. This mode is known as the drop by drop loans. Most of the victims are natural persons, entrepreneurs and microentrepreneurswhich have fallen into the […]
Do you earn more than S/800 in the public sector? This is how you can get a home with a loan from Banco de la Nación
To close the gaps in housing deficit In Peru, the State offers various programs so that the population with fewer resources can access decent housing. In the case of the workers of the public sector, have the option of obtaining a mortgage loan with attractive market rates, such as the one offered by Banco de […]
AFP: How much can I have in my fund to buy a home and what are the steps to follow?
Affiliates to the Private Pension System (SPP) should know that they have the possibility of requesting part of their accumulated fund in the AFP if they are interested in buying a living place. This option was regulated in July 2016 through the Law No. 30478 and to this day it is still valid. How much […]
How to access the mortgage loan from Banco de la Nación? Know all the requirements
He National bank will grant mortgage loans. According to the entity of the Ministry of Economy and Finance (MEF), this will help with the economic reactivation and the closing of the housing gap. “In Peru there is a housing deficit of approximately 2 million homes, and close to 100,000 homes in Lima do not have […]
AFP: they propose to authorize the withdrawal of up to 50% of the funds for the acquisition of a home
Congresswoman Patricia Juárez Gallegos, from the bench people forceproposed that affiliates be authorized to the AFPs the use of up to 50% of the accumulated funds in their individual accounts for the purchase or payment of mortgage loans for a home or propertyas long as it is a credit granted by a financial system entity […]
MEF evaluates subsidizing the mortgage loans of families living in ravines
The Minister of Economy and Finance, Alex Contrerasreported that the Peruvian Government is considering subsidizing the interest rates applied to families located in ravines and emergency areas, so that they can access mortgage loans in safe areas of the city. In a dialogue with TV Peru, the head of the MEF maintained that this and […]
Homes would become more expensive 4.3% in the next six months
Perspectives. Rising prices of construction materials explain this increase. A prompt solution to the sociopolitical crisis would allow closing the year with an advance in real estate sales. Home sales are not going through their best moment in 2023. This situation is the product of the continuous sociopolitical crisis that the country has been facing […]
Techo Propio 2023: what are the requirements and how to access the S/29,700 bonus?
The Ministry of Housing launched the first call for proposals for 2023 that will benefit more than 18,000 families with the dream of owning their own home. How to access the Techo Propio bonus? In order to reduce the housing gap in the countrythe Ministry of Housing, Construction and Sanitation (MVCS) launched this Monday, February […]