Mortgage loans can reach up to S/200,000 and offer payment terms of up to 25 years, being an attractive option to improve or acquire properties in Peru.
He Nation Bank It has defined specific criteria so that both workers and pensioners can access mortgage loans in 2025. Next, the requirements and the maximum age allowed to request this financial product are detailed.
The Mortgage credits They are essential for those who seek to improve their home or acquire a new property. This financing, which can reach up to S/200,000, offers payment terms of up to 25 years, which makes it an attractive option for many Peruvians.
Know what is the limit age to access a mortgage loan from Banco de la Nación
According to the Bank of the Nation, the minimum age to request a Mortgage credit It is 18 years. This allows a wide range of users to benefit from this financial option. The age limitation seeks to ensure that applicants can comply with payment terms, which can be extended up to 25 years. If you have less than 74 years And you meet the requirements, this credit is a viable option to improve your home or acquire a new property.
How much can the mortgage credit of the Bank of the Nation?
He Mortgage credit The Bank of the Nation offers financing of up to S/200,000, which covers 90% of the value of the house, either for the purchase, expansion or improvement of it. This loan is mainly aimed at employees of the public sector and pensioners, who can access under favorable conditions.
In addition, this credit is characterized by its competitive interest rates and flexible terms of up to 25 years, which makes it an attractive option for those who seek to invest in real estate. He Nation Bank Prioritize credit evaluation to ensure that applicants have the appropriate payment capacity, which allows you to adjust the monthly installments in accordance with the income of each person.
Requirements to access the mortgage loan in 2025, via Banco de la Nación
To access Mortgage loan of the Bank of the Nation, it is necessary to meet a series of requirements. Next, the main documents that must be presented are detailed:
- Multired Visa Active and original DNI card of the owner and spouse.
- Payment tickets: two last two and six of the spouse (If apply)original or copies.
- SERVICE RECEIPT (water, light or landline)original and copy.
- Proof of appointment (active workers) or cessation resolution (pensioners)original and copy.
- Certified marriage certificate, if married.
- Documents that support the credits in force in other financial institutions.
- Real Estate Certificate (CRI) of the property, issued by SUNARP.
- Proof of the Property Tax of the current year.
These requirements allow to evaluate the ability to indebted and ensure that the property in question is free of legal or financial problems.
Can a credit be requested in person?
To initiate the request for the mortgage credit at the Bank of the Nation, you must go to the closest branch and present the requested documentation. The bank staff will guide you throughout the process, from the review of your application to the evaluation of the property. It is important to avoid receiving information that is not official to prevent possible scams.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
