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Banco de la Nación buys your debts for up to S/50,000: how to access?

Banco de la Nación buys your debts for up to S/50,000: how to access? Banco de la Nación buys your debts for up to S/50,000: how to access?

In an effort to alleviate the financial burden of Peruvians, the Banco de la Nación has a loan program aimed at purchasing credit card debt. This initiative seeks to offer an effective solution for those who face multiple credit obligations and allows them to be unified into a single entity. This program not only simplifies […]

Get loans from S/1,000 with your DNI as the main requirement: which banks offer them?

Get loans from S/1,000 with your DNI as the main requirement: which banks offer them? Get loans from S/1,000 with your DNI as the main requirement: which banks offer them?

In the competitive financial world, obtaining credit has become more accessible and simpler. With a simple identity document (DNI) As a main requirement, several banking entities are opening the doors to loans from S/1,000. This facility is a relief for those who need immediate liquidity without complicated procedures. But which banks are leading this trend? […]

Zero-cost transfers between banks would put pressure on the formal credit market

Zero-cost transfers between banks would put pressure on the formal credit market Zero-cost transfers between banks would put pressure on the formal credit market

Commissions for bank transfers and credit card payments could be forgotten after the Plenary of Congress approved, in the first vote, the opinion issued in PL 3428 and 3739, which modify Law 31143, in order to eliminate the costs that today users assume for transferring their own money through financial entities and their plastics. The […]

TC declares constitutional law that protects consumers of financial services from usury

TC declares constitutional law that protects consumers of financial services from usury TC declares constitutional law that protects consumers of financial services from usury

The Constitutional Court (TC) declared unfounded the unconstitutionality claims presented by the Ica Bar Association and the Executive Branch, against Law 31143, which protects consumers of financial services from usury. The ruling issued on files 00010-2021-PI/TC and 00012-2021-PI/TC (accumulated) indicates that the TC has had the opportunity to rule before on the figure of usury […]

Americans burdened by credit card debt and high prices

Americans burdened by credit card debt and high prices Americans burdened by credit card debt and high prices

While the U.S. economy is generally healthy, there are groups of Americans who have depleted their savings and increased their balances. Credit cards after battling against inflation for more than two years. Experts worry that members of these groups — mostly low- and middle-income Americans, who tend to be renters — are falling behind on […]

What is the new maximum amount to request Yape credits?

What is the new maximum amount to request Yape credits? What is the new maximum amount to request Yape credits?

Previously, Yape offered loans of a maximum of S/500, but now this limit amount has increased. Here we tell you all the details. Join the La República WhatsApp channel Price of the dollar in Peru today, December 9, in exchange houses, banks and more Christmas Bonus 2023: Government makes public sector benefit payment official, how […]

Risky clients could pay interest of up to 101.86% for loans until April 2024

Risky clients could pay interest of up to 101.86% for loans until April 2024 Risky clients could pay interest of up to 101.86% for loans until April 2024

He Central Reserve Bank of Peru (BCRP) raised the maximum compensatory rate of the financial system to 101.86% annually for the period November 2023 – April 2024. Jorge Carrillo, specialist in financial education and teacher at Pacífico Business School, explains that, since May 2021, the BCRP establishes the maximum rates allowed for consumer loans and […]

Myperú Impulse: more than 61,000 businesses accessed loans with an average interest rate of 12.9%

Myperú Impulse: more than 61,000 businesses accessed loans with an average interest rate of 12.9% Myperú Impulse: more than 61,000 businesses accessed loans with an average interest rate of 12.9%

Of the S/5,000 million that the State allocated to guarantee credits To micro, small and medium-sized businesses (MSMEs), a total of S/3,594 million has already been allocated to 25 companies in the financial system and 4 cooperatives. Thus, more than 61,000 businesses accessed financing for a total amount of S/1,407 million. This, within the framework […]

Will interest rates on loans go down? This is what the BCRP says

Will interest rates on loans go down? This is what the BCRP says Will interest rates on loans go down?  This is what the BCRP says

In its last board meeting, the Central Reserve Bank of Peru (BCRP) reduced—for the second consecutive month— the interest rate reference by 25 basis points to 7.25%. However, the monetary authority specified that this decision does not imply a “cycle of successive reductions.” Will interest rates go down? Adrián Armas, central manager of Economic Studies […]

Until September, microfinance institutions placed 20% fewer loans than last year

Until September, microfinance institutions placed 20% fewer loans than last year Until September, microfinance institutions placed 20% fewer loans than last year

At the end of the third quarter of 2023, the microfinance Peruvian companies have placed close to 20% fewer loans compared to the same period last year, due to various factors such as the climate emergency and the delays in social conflict and inflation in the first months of the year. This was revealed by […]

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