It details the SBS that in case of bankruptcy of a savings and credit cooperative, the savings of the partners are protected by this insurance. Know the amounts.
From this February the Cooperative Deposit Insurance Fund (FSDC) begins to govern with the aim of ensuring the deposits of savers of those cooperatives that drag problems in their operations.
As detailed by the Superintendence of Banking, Insurance and AFP (SBS), to date, 131 Cooperatives They have such coverage, after having accredited one of the main requirements such as the payment of their contributions for 24 months.
The deposit insurance fund cooperative It is a legal entity of private law that aims to protect those who make deposits in cooperatives that are duly registered in the National Registry of Savings and Credit Cooperatives Not authorized to capture public resources.
The Superintendency points out that In case of bankruptcy of a cooperativethe savings of the partners are covered by this insurance of up to a maximum of S/5,000 in the case of level 1 and 2 with total assets lower than or equal to 32,200 UIT (less or equal to S/172 million 270,000) .
It is also covered by up to a maximum of S/10,000 for level 2 cooperatives with total assets greater than 32,200 UIT (more than S/172 million 270,000) and level 3.
SBS: List of cooperatives that have insurance
If a partner seeks to consult the relationship of cooperatives that have coverage can consult through this link.
If a cooperative that captures deposits of its partners is not in said relationship, it is necessary that it has not complied with the payment of all of its contributions. As soon as this payment regularizes, it will be included in the Coopac list that have the FSDC coverage.
In case of consultations, saving partners have at their disposal the following attention channels:
- Free telephone line at the national level: 0-800-10840 (from Monday to Friday from 8:00 am. To 5:30 pm.)
- Chat: www.sbs.gob.pe/chat (from Monday to Friday from 8:00 am to 5:30 pm).
Source: Larepublica
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