Social Security retirement in the United States comes from accumulating 40 credits, which is 10 years of work.
Indeed, on the Social Security site -ssa.gov- they point out that “anyone born in 1929 or later must work 10 years (40 credits) to be entitled to retirement benefits.”
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If your deceased spouse’s pension, or even your ex-partner’s, is greater than yours, you can collect an amount equal to his share of the pension benefits. You can receive your pension even if you have not worked, explains El Nuevo Herald.
If you work and pay Social Security taxes, some of those taxes you pay are survivor benefits. Your partner, children and parents may be eligible for a benefit based on your income.
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If your husband or wife worked in the United States and earned the required 40 credits or 10 years, you can receive Social Security benefits as a survivor.
what must we do
The person cannot report a death online or apply for survivor benefits.
SSA
Important: If you don’t receive benefits from your spouse, you should file as soon as possible after death to avoid missing installments, the Florida publication points out.
The SSA page warns that payments may not be responsive.
If you are already “receiving benefits according to your spouse’s file, the Social Security Office will adjust your survivor benefits once it is notified of the owner’s death.”
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The spouse can receive a $255 lump sum if they meet certain requirements.
These are according to El Nuevo Herald:
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They can request some documents, to read more, click here
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How to Collect Social Security for Divorce in the United States
The AARP page, a nonprofit foundation created to serve the needs of the over 50s, points out that “in the United States, 44% of people approaching retirement age don’t know that divorced persons can receive Social Security benefits based on your ex-spouse’s income, according to the 2023 edition.”
You can collect the divorced spouse’s benefit, they say, “only if it exceeds your own retirement benefit, which is determined by your income records.” If you are entitled to two types of benefits, the Social Security Administration (SSA) does not combine them, but pays the higher one.
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What requirements are requested
In almost all cases, according to AARP, you must meet all of these requirements to be eligible for divorced spousal benefits.
The person requesting spousal support must be over 62 years old and the benefits from their own work must be less than those of their ex-spouse.
The new herald
You can also receive a benefit from your ex-husband, even if he has not applied for a pension. The applicant may have been divorced for two years.
To apply
According to AARP, you can apply for divorced spousal benefits online, by phone, or in person at your local Social Security office.
what to bring
Your ex-spouse’s marital status, the foundation says, does not affect your entitlement to divorced spouse benefits.
Read to learn more about the benefits here
With information from El Nuevo Herald, SSA and AARP
Source: Eluniverso
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