The 11 municipal savings and credit boxes operating in the Peru They reached a total of S/36 million 206,000 in Utilities at the beginning of this 2025. This result implies a strong increase of 190% compared to what was obtained in January 2024 (S/12 million 489,000). In detail, nine boxes recorded an increase in their […]
Tag: financial entities
SBS proposes that banks and financial institutions in Peru publish financial statements on its web pages
The Superintendence of Banking, Insurance and AFP seeks that entities of the financial system publish key documents on their websites to promote the transparency and accessibility of information. The Superintendence of Banking, Insurance and AFP (SBS) seeks financial system entities Make various documents accessible through your websites. With this measure, it is intended to promote […]
Mypes without credit history access Impulso Myperú
After the record allocation of S/800 million in Impulso MyPerú guarantees for micro and small businesses, the Ministry of Economy and Finance (MEF) launched auction 14 which will include medium and large companies. In a meeting with mypes, MEF announced on January 10 that it would ease the requirements to access state-guaranteed loans. From now […]
They authorize the operation of a new financial institution in Peru: what is it?
According to the official portal of the Superintendency of Banking, Insurance and AFP (SBS), there are eight financial entities. However, this could change after the publication of the SBS Resolution No. 00169-2024, in which they allow the operation of a new one. This is because – according to the document – it has complied with […]
President of BBVA is called to testify in case of alleged espionage
The president of the Spanish bank BBVACarlos Torres, has been called to testify in the framework of an investigation related to alleged corporate espionage in Spainthe bank reported on Monday. Torres, who in the past has denied any personal involvement in the case, is summoned to testify as a witness on October 16 before the […]
Fixed-term deposit: which financial institutions offer the highest interest rate for your savings?
If you have an amount of money that you will not use immediately and are looking to save it in a financial institution, pay attention to the following information. It turns out that there are fixed-term deposits that allow you to invest your money, which generates bank interest. In the following note, find out which […]
Yape: why doesn’t the option to access a loan appear and what requirements must I meet?
BCP users have the option of accessing loans through the Yape application. The microcredits offered by the application range from S/150 to S/500 in a maximum payment period of 35 days and subject to a credit evaluation. Those interested who opt for this functionality must pay an Annual Effective Cost Rate (TCEA) of 80.97%. For […]
CTS 2023: which banks or savings banks pay you the most interest for saving your money?
In these days of May, thousands of workers they begin to receive Compensation and Time for Services (CTS) in their bank accounts. Due to Law No. 31480, approved in June 2022, the employees have the availability to withdraw this extra money until the end of 2023. However, if you are one of those who plan […]
Can they garnish your salary if you have debts with the bank?
In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]