BCP users have the option of accessing loans through the Yape application. The microcredits offered by the application range from S/150 to S/500 in a maximum payment period of 35 days and subject to a credit evaluation. Those interested who opt for this functionality must pay an Annual Effective Cost Rate (TCEA) of 80.97%. For […]
Tag: financial entities
CTS 2023: which banks or savings banks pay you the most interest for saving your money?
In these days of May, thousands of workers they begin to receive Compensation and Time for Services (CTS) in their bank accounts. Due to Law No. 31480, approved in June 2022, the employees have the availability to withdraw this extra money until the end of 2023. However, if you are one of those who plan […]
Can they garnish your salary if you have debts with the bank?
In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]
Fixed-term deposit: which banks, finance companies and municipal savings banks pay the best rates in March?
who have a surplus money they usually save it under the mattress, in savings accounts, mutual funds or time deposits. In this note we offer you a bank tour so that you know which finance companies, municipal savings banks and banks — regulated by the Superintendency of Banking, Insurance and AFP (SBS) — best remunerate […]
Mobile banking will allow you to transfer money only with a cell phone number: since when?
before the imminent interoperability of the Yape and Plin digital wallets, the Central Reserve Bank (BCR) reported that from June 2023 it will be possible to carry out transfers of money from the mobile banking of any financial entity using only the mobile number. Paul Castillo, manager of Monetary Operations and Financial Stability of the […]
What banks and savings banks offer personal loans with the lowest rates this 2023?
As the school year begins, many parents are struggling to cover the expenses for supplies, tuition, uniforms, pensions, among others. Given this need, this group of people should know the amount offered by financial institutions regulated by the Superintendency of Banking, Insurance and AFP (SBS). for personal loans and their respective interest ratebefore deciding to […]
Credit cards from savings banks: how much will your interest rate be compared to that of the banks?
The Congress of the Republic approved by insistence, on Friday, March 3, the law that allows municipal savings banks to issue credit cards without the express authorization of the Superintendence of Banking, Insurance and AFP (SBS). The initiative authorize that you are financial entities manage and manage up to four products: credit cards, checking accounts, […]
Yape: can I cancel a payment if I made a wrong contact or amount when making a transfer?
If you made a mistake when carrying out an operation and want to get your money back, the platform provides an option to request a full refund of the amount transferred. Yape is an application that facilitates the process of making payments, receive money and even request some loan. However, no person is exempt from […]