After the record allocation of S/800 million in Impulso MyPerú guarantees for micro and small businesses, the Ministry of Economy and Finance (MEF) launched auction 14 which will include medium and large companies. In a meeting with mypes, MEF announced on January 10 that it would ease the requirements to access state-guaranteed loans. From now […]
Tag: financial entities
They authorize the operation of a new financial institution in Peru: what is it?
According to the official portal of the Superintendency of Banking, Insurance and AFP (SBS), there are eight financial entities. However, this could change after the publication of the SBS Resolution No. 00169-2024, in which they allow the operation of a new one. This is because – according to the document – it has complied with […]
President of BBVA is called to testify in case of alleged espionage
The president of the Spanish bank BBVACarlos Torres, has been called to testify in the framework of an investigation related to alleged corporate espionage in Spainthe bank reported on Monday. Torres, who in the past has denied any personal involvement in the case, is summoned to testify as a witness on October 16 before the […]
Fixed-term deposit: which financial institutions offer the highest interest rate for your savings?
If you have an amount of money that you will not use immediately and are looking to save it in a financial institution, pay attention to the following information. It turns out that there are fixed-term deposits that allow you to invest your money, which generates bank interest. In the following note, find out which […]
Yape: why doesn’t the option to access a loan appear and what requirements must I meet?
BCP users have the option of accessing loans through the Yape application. The microcredits offered by the application range from S/150 to S/500 in a maximum payment period of 35 days and subject to a credit evaluation. Those interested who opt for this functionality must pay an Annual Effective Cost Rate (TCEA) of 80.97%. For […]
CTS 2023: which banks or savings banks pay you the most interest for saving your money?
In these days of May, thousands of workers they begin to receive Compensation and Time for Services (CTS) in their bank accounts. Due to Law No. 31480, approved in June 2022, the employees have the availability to withdraw this extra money until the end of 2023. However, if you are one of those who plan […]
Can they garnish your salary if you have debts with the bank?
In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]
State of emergency: who can reschedule their debts for up to 6 months and what conditions are requested?
following the damage caused by the passage of cyclone Yaku in several country regionsthe Superintendency of Banking, Insurance and AFP (SBS) authorized the financial entitiesthrough the Multiple Office 12174-2023-SBSto adopt exceptional measures so that they can be applied to the credits of the debtors who were affected in the Areas declared in a state of […]
Fixed-term deposit: which banks, finance companies and municipal savings banks pay the best rates in March?
who have a surplus money they usually save it under the mattress, in savings accounts, mutual funds or time deposits. In this note we offer you a bank tour so that you know which finance companies, municipal savings banks and banks — regulated by the Superintendency of Banking, Insurance and AFP (SBS) — best remunerate […]
Mobile banking will allow you to transfer money only with a cell phone number: since when?
before the imminent interoperability of the Yape and Plin digital wallets, the Central Reserve Bank (BCR) reported that from June 2023 it will be possible to carry out transfers of money from the mobile banking of any financial entity using only the mobile number. Paul Castillo, manager of Monetary Operations and Financial Stability of the […]