The management of financial obligations after the death of a person can generate doubts, especially when there are pending debts. In this sense, the Civil Code of Peru Establish key provisions to determine what happens with those commitments. In addition, it is essential to know if the heirs have the right to claim the savings […]
Tag: debts
In Peru, if a citizen dies and had bank debts, this is what his heirs should know according to the Civil Code 2025
If a Peruvian citizen dies and had bank debts, his heirs must know what happens with these obligations. Likewise, the doubt arises whether the bank can keep their savings after his death. On this, Eduardo Chávez, Legal General Manager of the Peruvian Association of Insurance Companies (Apeseg)gave details about it. Additionally, it is important to […]
Older adults in Peru could avoid the payment of the property tax in 2025: these are the only requirements to access the benefit
In Peru, the exoneration of the property tax is a tax benefit aimed at reducing the economic burden of older adults. However, to access this exemption, it is essential to meet certain requirements that ensure that only those who really need it can benefit. This tax must be paid annually by all property owners in […]
If you have debts in Infocorp: this is the exact time that takes time to eliminate from the Peruvian financial system and what you should do
The Risk Central evaluates your financial history to grant credits, but if you have debts, how long does it take to eliminate and what can you do about it? Infocorp is a database that collects information on the financial behavior of people and companies. Its main function is to consolidate debt reports, payments fulfilled and […]
Banco de la Nación offers credit up to S/50,000 to buy debts in Peru: these are the steps to request it in 2025
Those interested should visit a bank agency and present the corresponding documentation for the evaluation. Once approved, the debt will be paid directly from the account of the Bank of the Nation. The Bank of the Nation provides loans that allow Peruvian citizens to unify their debts in a single obligation, with amounts that reach […]
If you have debts in the bank and you die, is the payment canceled or inherited? This says the Civil Code in Peru
At the time that a Peruvian citizen dies And leave money in a bank, the doubt arises about the fate of those funds. In this context, it is essential to determine whether the bank can retain savings or if the amount can be claimed by the heirs. It is also necessary to know what happens […]
Bank debts prescribe after spending this amount of years in Peru, according to the Civil Code
The prescription of debts in Peru is configured as a valuable tool for numerous debtorssince it provides clarity about their rights and generates tranquility by defining the moment in which a Tax obligation Stop being claimable. This process is activated for different reasons for non -compliance, which allows citizens to have greater control over their […]
Telefónica future: INDECOPI must resolve a maximum financial restructuring request on July 3
Telefónica del Perú yesterday presented a application formal to benefit from the Ordinary Bankrupt financial obligations. Recall that on February 14, the Board of Directors Spanish multinational He agreed to this decision with the objective of restructuring his debts, mainly his fiscal and financial debt, so that they can refinance and be paid in an […]
Banco de la Nación launches loans of up to S/50,000 in 2025 for the purchase of debts: Who can access?
To request this loan, the interested parties must go to an agency of the Bank with the required documentation, which includes ID and payment ticket, among other requirements. He Nation Bank It has implemented a new financial alternative for its clients, allowing the unification of debts acquired in different banking entities of the country. Through […]
If you have debts in Peru, these are the goods that the law does not allow to seize in 2025, according to the Civil Code
The shelter of certain assets of citizens in front of embargoes is stipulated in the Peruvian Civil Code. Therefore, it is essential to identify these assets to protect personal heritage. At the time a person faces difficulties to pay their loans, debts can become a great concern. Therefore, it is essential to know what goods […]