A user reported BBVA in view of Indecopi for the retention of part of her money in an ATM in Piura on May 20, 2024. The bank refused to return the missing amount, leading the woman to file a formal complaint on May 31. Indecopi has initiated an administrative sanctioning procedure against the BBVAwhich could […]
Tag: banks
BBVA approves capital increase for takeover bid of rival Sabadell
The shareholders of the Spanish bank BBVA On Friday they validated the group’s capital increase necessary to support the Public Takeover Offer (OPA) hostile towards its rival Sabadell, an operation that the Government opposes. Shareholders gave the green light to the capital increase by an overwhelming majority of 96% at an extraordinary general meeting, the […]
Here’s how to make free transfers from Banco de la Nación to Yape, Plin and more: how to use the service?
He National bank launched this year its new digital wallet, called BN Appwhich allows free transfers to various platforms such as Yape and Plin. This service has been introduced to facilitate microtransfers and virtual payments, responding to the growing demand for digital transactions in our country. In addition, the app offers the possibility of sending […]
If bank debts expire after 10 years, do they disappear from the SBS risk registers?
The prescription of bank debts is a topic that many debtors are unaware of. According to him Civil Code, debts expire after 10 years. This means that, after this period, creditors cannot judicially demand payment of the debt. However, this prescription does not automatically imply the removal of the debt from the records of the […]
Financial interoperability advances: GMoney successfully connects to the CCE as a non-banking entity
This sponsorship allows organizations to take advantage of GMoney connectivity to seamlessly integrate with other financial entities Join the WhatsApp channel GMoney has reached an important milestone by becoming the first non-bank entity to establish a connection with the Electronic Clearing House (ECC). Through Mastercard’s real-time payment rails, GMoney will be able to offer its […]
Banks that offer loans only with DNI this 2024: what are they and how much money can you request?
In urgent need of cash? The country’s main financial institutions offer the public a wide variety of loans with multiple options and for all budgets. One of the few common requirements they share is to apply for the National Identity Document (DNI), which greatly reduces the long procedures required in previous years. These requests can […]
How many years must pass for a bank debt to expire in Peru? This is what the civil code says
The debts in the financial system can be a significant burden for many people. However, it is important to know that these obligations are not eternal. In Peru, the Civil Code establishes a specific period after which debts expire, which means that they can no longer legally be collected. This process requires a clear understanding […]
Fixed-term deposits in Peru: which banks, savings banks and finance companies pay the most for your money?
A few days ago, the board of directors of the Central Reserve Bank of Peru (BCRP) agreed to maintain the reference interest rate at 5.75% for June. According to said entity, future adjustments will be conditional on the behavior of inflation and its determinants. But, this decision would not have a significant impact on the […]
Banks try to make new branches less intimidating
After years of closing or neglecting its bank branches in USAthe nation’s largest banks are investing hundreds of millions of dollars in remodeling old locations or building new ones, and in the process they are changing the look, feel and purpose of the local bank branch. Many of these branches are larger, more spacious, and […]
Follow these 6 tips to use your credit card correctly and not get into debt in the attempt
More and more Peruvians use Credit cards. At the end of 2023, six out of ten Peruvians used this means of payment in their massive purchases and more than six million were issued by the banking system. According to the Central Reserve Bank of Peru (BCR), the Credit card loans increased last year by 10.4% […]