In urgent need of cash? The country’s main financial institutions offer the public a wide variety of loans with multiple options and for all budgets. One of the few common requirements they share is to apply for the National Identity Document (DNI), which greatly reduces the long procedures required in previous years. These requests can be attended to virtually, which prevents interested parties from having to go to the nearest banking agency.
Main banks in the country offer loans only with DNI
BCP
For personal loans, the Banco de Crédito del Perú (BCP) offers the program BCP Personal Credits. This modality offers its users up to S/350,000 without guarantees, giving the opportunity to pay the requested amount between 3 to 60 months. This request can be made through the BCP website, the Mobile Banking application and agents nationwide.
To request this loan through virtual channels, it is necessary that the client does not have problems within the financial system. Likewise, it is free of other documents, which is of great help if you need a loan in a short time. If the money is requested through a BCP agency, the user must present their original DNI, a copy of the identity document and accreditation that justifies income of more than S/1,000.
Interbank
In the case of personal loans guaranteed by Interbank, the financial institution has the so-called Cash Personal Loan. According to its official website, there are 3 benefits it offers: instant reception, only with ID and tailored to the client. In the event that the loan is requested through the virtual modality, Interbank ensures a preferential rate if the user is a client of the bank or links their salary account with them. The limit for this request amounts to S/100,000, which can be paid in up to 60 months.
BBVA
The formerly known as BBVA Banco Continental, now offers a promotion aimed especially at direct loans and fast. The so-called BBVA Online Loans allows the user to request a loan without collateral and only with their ID. Additionally, in terms of flexibility, the user has the ability to choose the payment date and change it if necessary.
Scotiabank
In the field of quick loans, the Canadian bank promotes Online Personal Loan. Among its benefits, according to its website, were its preferential rates, payment of the first installment in up to 60 days and payment of the entire debt between 6 to 60 months. To request it, the interested user must access the official Scotiabank website, enter their DNI number and verify if they have a pre-approved credit.
My bank
This bank offers its clients the Line of Altoque Cash Credit. This type of quick credit allows you to obtain between S/500 and S/300,000. This modality ensures that users can pay the loan within a period of between 6 and 24 months. If requesting the virtual modality, the user must enter their data in a form that will allow them to know if they have a pre-approved credit.
Source: Larepublica
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