He National bank launched this year its new digital wallet, called BN Appwhich allows free transfers to various platforms such as Yape and Plin. This service has been introduced to facilitate microtransfers and virtual payments, responding to the growing demand for digital transactions in our country. In addition, the app offers the possibility of sending money to bank accounts of other banks and municipal savings banks.
This new tool seeks to promote financial inclusion and close technological gaps in the country, allowing more Peruvians to access banking services. With the BN appusers will be able to make transfers quickly, safely and at no additional cost.
BN App: How does this service work?
The BN Appdeveloped by the National bankallows users to transfer money using only the recipient’s mobile number, without needing to know their bank account number. This approach simplifies transactions, making them more accessible to everyone. To start using the service, customers must download the app from the Play Store either Apple Storeinstall it and follow the registration process.
Steps to use the BN App:
- Download and installation: Search for “Banco de la Nación” in the app store and click ‘install’.
- Registration and verification: Enter your personal details and verify your cell phone number via text message.
- Security settings: Generate a dynamic key or token that only you should know.
- Acceptance of terms: accept the terms and conditions to complete the registration.
Once you have completed these steps, you will be able to access the option to transfer to cell phone, select the recipient’s number from your contact list or enter it manually, and enter the amount to transfer. The application will process the transaction immediately.
What digital wallets does the BN App work with?
The BN App facilitates free transfers to several popular digital wallets, including Yape and PlinIn addition to these, the application allows you to send money to bank accounts of multiple financial institutions, such as Banco de Crédito, Interbank, Scotiabank, BBVA Perú, Banco de Comercio, Banco Pichincha, Crediscotia, Banco Falabella, Banco Ripley, Financiera Oh, CMAC Trujillo, CMAC Arequipa, CMAC Sullana and CMAC Ica.
Transfer limit:
To ensure the safety of the transactionsthe Banco de la Nación has established daily and monthly limits for transfers made through the BN App. Users can transfer between S/500 and S/700 daily free of charge, with a cumulative monthly limit of S/15,000.
What other services does the Banco de la Nación offer?
In addition to transfers, the Banco de la Nación offers the platform Pay it.pea digital tool that allows users to make payments for various public and private services quickly and safely. Pagalo.pe facilitates the payment of procedures such as the issuance of the National Identity Document (DNI), water and electricity services, school fees, and other government and municipal services.
Features of Pagalo.pe:
- Accessibility: Available 24 hours a day, 7 days a week.
- Variety of payments: allows you to pay for a wide range of services and procedures.
- Security: uses advanced technology to protect transactions.
- Easy to use: Intuitive and easy-to-navigate design for users of all ages.
This digital platform complements the services offered by the BN Appproviding a comprehensive solution for the financial needs of Peruvians. By centralizing multiple services in a single platform, Banco de la Nación seeks to simplify the lives of its users, facilitating the management of their financial and administrative obligations.
Source: Larepublica

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