From the beginning of the year, congressmen of various banks have been presenting a series of bills to restore the faculty of private sector workers to access a new CTS retreat. In total, there are 12 legislative initiatives that pursue this same purpose with differentiated deadlines, either until 2025 or 2026. Given the latent possibility […]
Tag: afp
Until what age are workers in Peru to join in an AFP of the private pension system?
The Private Pension System in Peru operates through Pension Fund Administrators (AFP), where contributions are deposited in individual capitalization accounts. The Private Pension System (SPP) is developed through private entities called Pension Fund Administrators (AFP). In this model, workers’ contributions are deposited in a Individual capitalization account (CIC), which facilitates the accumulation of resources for […]
Congress proposes another withdrawal of up to 4 UIT from the AFP fund
Affiliates may request the withdrawal of their funds in virtual or face -to -face, receiving up to a ITU every thirty days after the application before their administrator. Congressman Jhaec Darwin Espinoza Vargas, a member of the Parliamentary Group Podemos Peru appears as the main author of a bill that proposes to allow the withdrawal […]
What happens if AFP affiliates in Peru stop contributing money to their background?: This occurs with their individual accounts
He Private pension system (SPP) operates under the management of private entities known as Pension Fund Administrators (AFP). In this regime, the contributions of the workers are registered in a personal account, called the individual capitalization account (CIC), which allows the accumulation of funds for future retirement. However, it may happen that affiliates stop working […]
To what age can I join an AFP?: Everything you need to know if you are not yet part of the pension system yet
Private Pension Fund Administrators (AFP) They manage the contributions of the workers with the aim of increasing their capital in the long term and guaranteeing an adequate pension in the retirement stage. During the last 31 years, the Private Pension System (Spp) It has achieved an average nominal profitability of 10% per year. This situation […]
AFP retirement: they present a new project to release funds under these four modalities
Congresswoman worthy street (Podemos Peru) presented a new bill that seeks an eighth withdrawal from pension fundalthough only for four modalities. According to the document, the contributors who suffer from terminal disease or cancer, who are unemployment situation, can access their pension savings, who are unemployment situation, migration or to finance studies. In detail, the […]
Will there be a new AFP retreat in 2025? This is the amount proposed by Congress and what does the bill say to withdraw your fund
A bill was proposed in the Congress to approve a new retirement of funds from pension fund managers (AFP). The objective of this measure seeks that affiliates of the private pension system that still have savings obtain greater liquidity in 2025. It should be remembered that, in 2024, two extraordinary retreats of funds from funds […]
AFP won more than S/491 million in 2024, despite retreats and generate low in -depth profitability of affiliates
Despite the tremors of the seventh withdrawal of savings and generate a profitability Almost null in all types of funds, the four pension fund managers (AFP) operating in Peru (habitat, integr, profutur and cousin) registered earnings at the end of 2024, from S/491 million 450,000. This amount It represents an increase of 1.04% more than […]
Congress proposes a new retirement of funds contributed to AFPs up to 4 UIT
Congressman Américo Gonza Castillo, member of Peru Libre, is the main author of a bill that proposes to allow the withdrawal of funds contributed to the administrators of pension funds (AFP) for an amount of up to four (4) tax units (UIT), in order to promote the economy national. The foundation of this proposal is […]
The AFPs won more than S/491 million in 2024, amount greater than its usefulness of 2023: Who won more?
At the end of 2024, the four AFP operating in Peru registered an accumulated gain of S/491 million. Only in the commissions paid by affiliates, the administrators registered S/1,186 million. The four pension fund managers (AFP) with operations in Peru (Habitat, integr, profuturo and cousin) registered earnings at the end of 2024, which amount to […]