Congresswoman worthy street (Podemos Peru) presented a new bill that seeks an eighth withdrawal from pension fundalthough only for four modalities. According to the document, the contributors who suffer from terminal disease or cancer, who are unemployment situation, can access their pension savings, who are unemployment situation, migration or to finance studies.
In detail, the proposal proposes that affiliates unemployed For more than 60 days they can withdraw until 50% of its fundprovided they are under 55 years old and prove their situation.
The spirit of this planting starts from the need of affiliates who present economic difficulties, but “in this case the renunciation scenario is not considered because this would be a unilateral decision of the worker.”
50% AFP retirement to finance studies
On the other hand, the initiative contemplates the AFP retirement of 50% to finance Higher studies of the affiliate, its spouse, cohabiting or children, under the conditions established by the regulation.
“For the only time, to pay higher studies of the Affiliate In national or foreign educational institutions, whether under the face -to -face or virtual modality, for which, a copy of the registration and other requirements established in the regulations of this Law must attach to the application. Likewise, you may dispose of up to 50% of your fund to solve the studies of your children and/or spouse or cohabiting, according to the requirements and procedure provided for in the regulations of this law, “says the proposal.
For those who opt for the migration definitive, the 100% retirement of its contributions, after presentation of the required documentation.
In the case of affiliates diagnosed with cancer or terminal diseasesthe project offers the option to choose between an early pension or the withdrawal of up to the 95.5% of its fund. The remaining balance (4.5%) for coverage in Essalud. The measure would be regulated by the Superintendence of Banking, Insurance and AFP (SBS).
Source: Larepublica
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