Withdrawal CTS 2025: MEF rejects proposals from Congress and warns that “he was born as unemployment insurance”

From the beginning of the year, congressmen of various banks have been presenting a series of bills to restore the faculty of private sector workers to access a new CTS retreat. In total, there are 12 legislative initiatives that pursue this same purpose with differentiated deadlines, either until 2025 or 2026.

Given the latent possibility that these initiatives are analyzed in the Economy and Work Commissions during the restart of the Legislature, the Minister of Economy and Finance, José Salardihe expressed his open opposition to the fact that from Parliament it is sought to denaturalize the CTS, which functions as a mechanism for protection to the worker when he is unemployed.

CTS 2025 retirement: What did the MEF say about bills?

In a recent interview in RPP News, Economy Minister José Salardi referred to the twelve bills that Congress has been promoting to release the accumulated savings in CTS accounts. And it is that at the end of 2024 the power for those worked on the payroll ended up accessing their money.

“The world changes and the labor market has a lot CTS He was born as unemployment insurance. Then, you have to talk well and the macronúmeros will be clear and forceful, “Salardi explained.

For the head of the MEF, continuing with this type of measures is not the only problem. There are other legislative proposals that seek an eighth withdrawal from the Pension Fund Administrators (AFP) and that could make the internal savings of Peru as well as the future workers’ pension.

“There was also a moment that the pandemic was an important, but past, sudden Good short term, it is not conditioned because the economy is growing. Why, the pro and against them, “he emphasized.

Know the twelve projects of retirement CTS

In March, the second legislature and parliamentary commissions will resume their activities. With regard to the Economy Commission, under the presidency of Illich López of Popular Action, a complex scenario for the CTS retreat is expected. The legislator has declared to the press that he will not give attention to his working group to this type of populist measures.

However, the president of the Labor Commission, Elva Julón, is in the opposite path. She presented an initiative and law so that workers with terminal diseases or diagnosed with cancer release all of their savings, when they estimate it convenient. In the case of private sector employees, they may have their funds until the end of 2025.

Next, review all the initiatives pending debate:

• Etiro CTS until December 31, 2026 – Second Quiroz (Magisterial Block)
• CTS retreat until December 31, 2025 – Edgar Reymundo (Popular Democratic Block)
• CTS retreat until December 31, 2026 – Margot Palacios (not grouped)
• CTS retreat until December 31, 2025 – Juan Burgos (Podemos Peru)
• CTS retreat until December 31, 2026 – worthy street (Podemos Peru)
• CTS retreat for public workers until December 31, 2025 – Passion Dávila (Socialist Bank)
• Illimite CTS Retreat – Américo Gonza (Libre Peru)
• CTS retreat until December 31, 2025 and for patients with terminal diseases – Elva Julón (Alliance for Progress)
• CTS retreat until December 31, 2026 – Paul Gutiérrez (Magisterial Block)
• CTS retreat until December 31, 2026 – Alfredo Pariona (Socialist Bank)
• CTS retreat until December 31, 2026 – Jorge Flores Ancachi (Podemos)
• CTS retreat until December 31, 2026 – Darwin Espinoza (Popular Action)

CTS: Who access and who are excluded?

As every year, all workers who are subject to the labor regime of private activity and that they meet, on average, with a minimum day of four hours a day they will receive the payment of the CTS. In the case, of those who work in the agricultural regime, this benefit is included in their daily remuneration at the rate of 9.72% of the basic salary, and for household workers, this deposit corresponds to them under the common regime.