An increase in the key rate of the Central Bank and a constant change in exchange rates (volatility) affect the strategies of traders. By law, no one can oblige them to sell anything in installments or on credit. And now it is unprofitable for them – the situation on the market is too unstable. At the same time, installment plans and loans in Russia are unlikely to return in the coming years.
In re:Store – Apple technology stores – it is no longer possible to buy something by paying for the goods later. The same is true in other large networks – “M. Video” and “Eldorado” (they have a common owner).
REFERENCE: What is the difference between a loan and an installment loan
A loan is money from a bank for the purchase of a particular product at a certain percentage and for a specified period. That is, the bank pays for the purchase in full, and you return the money to it, taking into account the interest rate set at the time of signing the loan agreement.
Installment is a method of purchase in which the store provides the buyer with the opportunity to pay for the goods in equal installments, without additional payments, within the agreed period.
As Izvestia writes, earlier about 30% of equipment worth more than 50 thousand rubles was bought on credit and in installments.
The disappearance of these types of payments is only part of the problems with household appliances and electronics in Russia. The main thing is that the prices of these goods have risen and continue to rise at an unprecedented pace. A study of prices in Russian online stores as of February 24 and March 14, conducted by the Price.ru service, showed that over the past three weeks the cost of household appliances has increased by an average of 50%, and the demand for it – by 123%.
The largest increase in price and demand is shown by large kitchen appliances. For example, refrigerators from Russian and Belarusian manufacturers Biryusa and Atlant went up by an average of 57%. And the price of their German analogue KGV 36NW1AR from Bosch increased by 105% (from 22,157 rubles to 45,519 rubles).
“The price of dishwashers and cooktops has also risen significantly. Prices for dishwashers increased by an average of 48%, for hobs – by 91%. Demand for these products also increased: the interest of Russians in dishwashers increased by 108.3%, and in cooking surfaces – by 177.6%. Microwave ovens show a price increase of 44% and demand growth of 175.2%,” the study notes.
In addition, the demand for air conditioners increased by 239.5%, and the price of some models increased by 52%.
The explosive growth in demand is understandable – people are saving their savings from inflation by investing in goods.
But today we can already safely say that it is pointless to do it – it’s too late. Yes, and installment loans canceled. Electronics, gadgets and household appliances have become almost luxury goods in just a couple of weeks. Prices have skyrocketed for used equipment.
Here’s what buyers in social networks say about the new price tags for devices …
Source: Rosbalt
Tristin is an accomplished author and journalist, known for his in-depth and engaging writing on sports. He currently works as a writer at 247 News Agency, where he has established himself as a respected voice in the sports industry.
