The bank may consider a number of user transactions to be questionable and block his account.
According to RT, citing Ksenia Artemyeva, COO of the Fast River fintech platform, operations to credit non-cash funds between individuals in the amount of more than 100 thousand rubles a day or 1 million rubles a month may seem suspicious, a significant number of transactions is more than 30 in a day. Also, operations for crediting non-cash funds between individuals in the amount of more than 100 thousand rubles per day or 1 million rubles per month may also be considered doubtful. The bank will also be alerted by the situation when the money received is debited in less than a minute, as well as the absence of payments in favor of legal entities that provide life support.
As Artemyeva explained, blocking an account or proceedings can more often threaten a client when the bank observes the amount of these suspicious, in his opinion, actions.
Also, the attention of bank specialists may be attracted by the transfer of large amounts in a row to different accounts – or to addresses that have previously compromised themselves.
The expert also reminded about the obligation of the bank to check any transactions if their amount exceeds 600 thousand rubles. To avoid blocking, the specialist advises to warn the bank in advance about major transactions, and if the account is nevertheless blocked, promptly provide all the necessary documents confirming the legality.
Source: Rosbalt
Mario Twitchell is an accomplished author and journalist, known for his insightful and thought-provoking writing on a wide range of topics including general and opinion. He currently works as a writer at 247 news agency, where he has established himself as a respected voice in the industry.
