How to register PESEL and what benefits does it give?  One minute and it’s over.  Nobody will take a loan from you

How to register PESEL and what benefits does it give? One minute and it’s over. Nobody will take a loan from you

How can you protect your PESEL number so that no one uses it without your consent, for example when applying for a loan or a loan? You can do it practically with just a few clicks on your phone. In addition, you can easily undo this action. How?

In the era of numerous frauds and abuses, and moreover, when stealing someone’s identity is not a problem for an experienced criminal, reserving your PESEL number is somewhat of a necessity. It will protect you against unauthorized activities, such as taking out a loan using your data. Especially since many things are done online these days. How to do this to minimize the risk of becoming victims of fraudsters?

How to register a PESEL number? You’ll do it in a minute

Since November last year, adults who have a number can block it without any major problems. They will do it at the office or independently at home using the mObywatel or . Just log in, select the appropriate “reserve PESEL” box and confirm. That’s all it takes to make it much more difficult to take out a loan on your details, although not immediately. It is worth being aware that financial institutions, including banks, will be obliged to verify this fact only from June 1, 2024. This means that only after this date will any legal consequences be drawn. However, it is better to do it now so as not to forget later. In addition, it reminds that Restricting your PESEL number will not in any way hinder or block the ability to register with a doctor, collect a prescription or handle official matters.. The service itself is free and implemented immediately.

How to register a PESEL number? How to register a PESEL number? Photo Adam Stępień / Agencja Wyborcza.pl

Have you reserved your PESEL number? Remember this

Restricting your PESEL number is nothing more than a preventive measure intended to make it more difficult for fraudsters to use it for nefarious purposes. After this, from June 1 they will not take out a loan for you or even register a SIM card with your data. However, it is worth knowing that after blocking, you may also encounter minor problems, for example when withdrawing a larger sum from your bank account. Therefore, it is worth knowing how to unblock your PESEL number.

How to undo blocking your PESEL number? It’s easy

If for some reason you want to unblock your PESEL number, you can do it in the same way, i.e. at the office or online. In the case of mObywatela, simply select the “withdraw reservation” option. The whole process will take literally a moment. You can do it at any time and block the number again.

Source: Gazeta

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