An increase in pension by up to 60 percent? In the case of these seniors, it is possible

Who pays to continue working after reaching retirement age, and who should not delay it? As it turns out, it all depends on the specific case. Thanks to this, some seniors will gain 15 percent. on their benefit, and others can count on up to 60 percent. Who and in what situation are entitled to more?

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Is it better to work or retire? These seniors can gain 15% if they wait

As it turns out, retiring a year after reaching retirement age can mean that the amount of the benefit will increase by up to 15 percent. All thanks to the valorization that is carried out every year and the fact that the contributions are still credited to the senior’s pension account. Unfortunately, the pensioner cannot then receive the 13th and 14th pension, so this decision will be profitable for her only in the seventh year of receiving the benefit.

Another solution, also financially beneficial, is to take your pension and continue working. Then the senior woman can also count on supplements such as the 13th and 14th pension and she will avoid the limits related to the amount of earnings. However, there is an exceptional case where a senior woman can gain from 40 to even 60 percent in retirement.

Pension higher by up to 60 percent? It turns out that it is possible in a specific case

How is it that some retirees can gain so much from the benefit? Senior women with the right to a periodic capital pension have a chance to do so. As indicated:

When a woman receiving such an old-age pension reaches the normal retirement age for men, the old-age pension is automatically recalculated, without deducting the pensions received from the main ZUS account, but only from the sub-account.

Thanks to this, depending on the age group, after calculating the old-age pension, a senior woman may receive a benefit higher by as much as 40 to 60 percent. Who can count on such favorable changes? They will only apply if the pensioner has met all of the following requirements:

• was born after December 31, 1948,
• belonged to OFE,
• has reached the statutory retirement age,
• has an established right to an old-age pension under the new rules,
• has the required sum of funds on the sub-account in ZUS, which is twenty times the care allowance. From March 1, 2022 to February 28, 2023, it is PLN 5,128.80, and from March 1, 2023 to February 28, 2024, it will be PLN 5,887.80.