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Savings in Peruvian households increased during the second year of COVID-19

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According to a study by Piura Box, the saving capacity of Peruvian households increased during 2021, the second year of the pandemic. The survey indicates that “with the COVID-19 Peruvians learned that it is better to have a backup fund for any emergency, as well as that they have learned to seek profitable and safe solutions with preferential rates such as time deposits ”.

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In this way, Peruvians saved throughout the year due to the conditions of their sanitary condition. Along these lines, the text indicates that the factors that contributed to raising savings rates were the decrease in personal expenses and the low investment of companies. Withdrawal of savings funds such as Time of Service Compensation (CTS) also increased the ability to save.

It should be noted that the CTS It is a fund that works like unemployment insurance dedicated to protecting workers when they end their employment relationship. Withdrawing it shouldn’t mean your automatic spending, but rather saving it for a future situation.

Along these lines, the entity suggested depositing money with a preferential rate will benefit your personal finances and savings funds for your next investment, without putting your financial future at risk.

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