They propose the financial reintegration of small farmers debtors of Agrobanco

The Popular Action caucus presented Bill No. 1077 to promote the financial reintegration of small farmers debtors from the Banco Agropecuario (Agrobank). Likewise, the Agroperú Fund was authorized to be the entity that finances the acquisition of credits granted between 2018 and 2021.

“Authorize yourself Agroperú Fund financing for the acquisition of the loan portfolio granted by Banco Agropecuario – AGROBANCO in the years 2018, 2019, 2020 and 2021 in favor of medium, small and micro-farmers “, indicates the legal proposal that will modify the first and fourth paragraphs of Law 30893.

This project indicates that will benefit 244,670 small and medium agricultural producers. Therefore, a rescheduling of the transferred portfolio is provided and an interest rate of 5% is applied retrospectively for loans whose original amount was S / 10,000.

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In addition, it indicates that “interest accrued above the 5% rate, late interest and other expenses or charges associated with said credits are forgiven.” Likewise, it provides as a maximum amount for the financing S / 130 million during the year 2022, for the acquisition of the loan portfolio granted by Agrobanco.

Impact of COVID-19 and the El Niño phenomenon

The project argues that the COVID-19 pandemic and the El Niño phenomenon have affected the normal flow of agricultural production of small farmers dedicated to the cultivation of coffee, pineapple, cocoa, rice, asparagus, corn, avocado and other crops.

As a result of the transfer to the Agroperú Fund, it has a grace period of four to six years for payment with interest of 5% effective annual rate. In this way, they have a total of eight years of reprogramming.

In addition, the project provides that quarterly and / or annually publish the number of beneficiaries and amounts transferred.