As of January 2025, the retirees who have contributed for 10 years to the pension standard office (ONP) They will receive a fixed monthly pension. This modification seeks to offer support to those who did not comply with the 20 years required to obtain higher pensions, thus allowing better financial planning at this stage of life.
The ONP, responsible for managing the National Pension System, has established new pension amounts that will come into force in 2025. This measure will allow affiliates to know in advance the income they will receive at the time of their retirement, which is essential to ensure That your income is enough to cover your needs and desires.
How much pension do the ONP affiliates receive if they contributed 10 years in Peru?
As of January 2025, ONP affiliates that have contributed for 10 years will receive a fixed monthly pension of S/300. This measure, the result of the law of modernization of the pension system, seeks to offer financial support to those who have not reached 20 years of contributions necessary to obtain a higher pension. For those who have contributed between 10 and 15 years, the new amount is established in S/300, while affiliates who have contributed between 15 and less than 20 years will receive a pension from S/400.
What is the new minimum ONP pension this 2025?
In addition, the New minimal pension And disability has been set at S/600, an increase with respect to the previous S/500. Derived right pensions will be S/400, which represents a significant advance in support for retirees. These modifications seek to improve the quality of life of the beneficiaries, ensuring that they have a decent income during their retirement.
ONP 2025: What is the new age to access early retirement?
The recent reform has also modified the minimum age to request the early retirement at ONP. According to article 42 of Law 32123, the new minimum age is 55 years. This change allows affiliates to access their pension up to ten years earlier than usual, provided they meet the established requirements. This measure seeks to offer greater flexibility to workers who want to withdraw before the standard age.
Increased contributions to the ONP that affiliates must do after the new RMV in Peru
The monthly contribution that workers must allocate to ONP It has experienced a significant increase, moving from S/133.25 to S/146.90. This adjustment responds to the increase in minimum vital remuneration, which is currently in S/1,330. Peruvian regulations establish that the contribution must be 13% on salary, which justifies this modification in the amounts to be provided.
What is the ONP in Peru?
The ONP (Pension Standardization Office) is an entity of the Peruvian State in charge of administering the National Pension System (SNP). Its main function is to manage the contributions of the workers and grant them a pension when they retire, provided they meet the established requirements. This entity plays a crucial role in the social security of Peruvian citizens.
Source: Larepublica
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