EsSalud offers a temporary disability subsidy: know the requirements and how to access it if you are insured

Attention! EsSalud provides a workers’ subsidy In case of suffering a temporary disability due to an accident or illness. To facilitate this process, the entity has established a procedure so that employers and employees can manage and receive this economic benefit efficiently. This subsidy applies in different situations, which can be discovered here.

This benefit could represent a significant relief to ensure that workers are not financially affected during their recovery period. By providing a source of income during the time when they are unable to perform their duties, the subsidy would allow them to cover basic expenses and maintain their financial stability. Take note!

EsSalud disability benefit: how does it work?

To access this benefit, it is essential that the worker obtains a certificate of temporary disability issued by an authorized doctor. This document is of vital importance to start the application process for the corresponding subsidy. Once the certificate has been obtained, the worker must present it to his/her employer, who will be responsible for managing the application. EsSaludOnce the documentation is reviewed and approved by the competent entity, the subsidy will be granted for the duration of the disability.

It is crucial that both the worker and the employer are fully informed about the deadlines and requirements necessary for submitting the application. Any error or delay in this process could affect the approval and timely payment of the subsidy.

How much is the EsSalud temporary disability benefit?

Take note! The subsidy granted EsSalud The benefit varies depending on the worker’s salary and the period of incapacity, which covers up to 11 months and 10 days. This benefit is calculated based on the worker’s daily salary and is adjusted to the certified period of incapacity. For example, if a minimum wage worker is temporarily incapacitated during his recovery period, he will receive a subsidy proportional to his salary for the entire period. This financial aid ensures that the worker can cover his basic expenses while he is unable to perform his usual work.

For example: if a collaborator receives a minimum salary of S/1,025 monthly, in 11 months and 10 days, social security EsSalud could grant you up to S/11,616.17 during the aforementioned period.

What are the requirements to access the EsSalud temporary disability subsidy?

• The regular insured must have an employment relationship at the time of beginning the temporary disability and have three (03) consecutive months of contributions or four (04) non-consecutive months within the six (06) calendar months prior to the month in which the disability began.
• The worker must have an employment relationship at the time of receiving the benefit (at the beginning and during the period to be subsidized).
• The insured fishing worker Law No. 28320 must have two (02) consecutive or non-consecutive contributions paid in the six (06) calendar months prior to the month in which the disability began.
• Insured independent artisanal fishermen and fish processors must have three (03) consecutive monthly contributions paid.

How to collect temporary disability benefits?

In order to collect the subsidy, you must first take into account the documents requested by the insurance company to make the payment.

• Fill out Form No. 1040 correctly and sign it.
• Present the beneficiary’s ID or foreigner’s card.
• Have the Certificate of Temporary Disability for Work (CITT) issued to the worker.
• Have the Privacy Policy format for the processing of personal data.