He National bank has an attractive proposal for public workers, CAS and pensioners looking for financing without complications. With the loan MultiRedBeneficiaries can apply for up to S/99,999 without having to present a guarantor, subject to a credit evaluation.
This initiative is characterized by the amount of money available without collateral, the payment facilities and the possibility of accessing grace periods in key months such as April and December, offering a flexible and accessible solution for various financial needs.
Banco de la Nación: these people can access the MultiRed Loan of up to S/99,999
The MultiRed loan from Banco de la Nación is a freely available line of credit, specially designed for workers and pensioners of the public sectorThis loan allows access to amounts of up to S/99,999, as long as the applicant meets the established requirements and passes the corresponding credit evaluation.
Payment terms can be extended up to 60 months, offering considerable flexibility for the beneficiary. Monthly payments are automatically debited from the Banco de la Nación savings account, making it easier to manage payments.
These are the benefits of the BN MultiRed Loan
He MultiRed loan offers several attractive benefits. Users can renew their credit by paying only 5% of the current capital, which provides greater flexibility and continuous access to funds. This aspect is crucial for those who need to maintain a constant cash flow without additional complications.
The fact that monthly payments are automatically charged to the savings account of the National bank It also simplifies the payment process, thereby reducing the risk of delays or inconveniences. This automation makes life easier for beneficiaries, allowing them to focus on their daily activities without additional worries.
Banco de la Nación: requirements to apply for the loan
To access the MultiRed Loan, it is necessary to meet a series of specific requirements. Applicants must have a MultiRed Debit Card and present the original ID or foreigner’s card. In addition, the last payment slip must be submitted, which must not be older than four months.
In the case of the CAS workersIf your employment start date is after March 10, 2021, you must demonstrate a minimum seniority of 13 months by presenting the last contract and/or corresponding addendums. For those with an earlier start date, it is not required to meet this criterion. It is also essential to have a “Normal, Not defined or Not reported” rating in the risk center of the Superintendency of Banking and Insurance.
MultiRed Loan from Banco de la Nación: this is how you can apply for it
The MultiRed Loan application process begins with a prequalification. Interested parties must send a message to the WhatsApp of the National bank (942 896 863), indicating your ID number to check if you qualify for the loan. If the answer is yes, the next step is to go to the nearest Banco de la Nación branch to present the requirements and pass the credit evaluation.
Once the application is approved, the loan amount will be disbursed directly into the applicant’s savings account at Banco de la Nación. The bank staff will provide the contractual documents that must be signed, thus completing the process in an efficient and transparent manner.
Source: Larepublica
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