EsSalud provides different economic subsidies to its insured to deal with crucial life situations, such as work incapacity, maternity, breastfeeding and burial. To offer financial support in these circumstances, this public entity defines specific criteria and amounts for each case, thus ensuring timely assistance to beneficiaries.
These subsidies Emergency aid also provides support for those with limited financial resources. EsSalud stresses the importance of beneficiaries being adequately informed about the process and requirements for requesting this financial support, which can be done through its official website or by calling the free line 107.
Breastfeeding allowance
To access the breastfeeding allowanceit is essential that the insured has contributed to the system for at least 3 consecutive months or four non-consecutive months in the six months prior to birth.
In addition, the mother must have an active employment relationship at the time of the baby’s birth and the child must be registered as a beneficiary of the insured party. If the mother is not the policyholder, she must be registered with EsSalud. It is also required to complete form 1040 and present the national identity document (DNI).
Maternity benefit
The amount to which the insured person is entitled during the 98 days of leave due to the birth of her child is equivalent to her monthly salary, thus compensating for the time that she will not be working. To do so, the insured person must have made three consecutive months of contributions or four non-consecutive months in the six months prior to the start of the subsidy, and maintain an employment relationship at the beginning and during the subsidy period.
The applicant must also have had an employment relationship in the month of conception. Special regime insured persons, as well as independent artisanal fisherwomen and fish processors, must have paid the contribution corresponding to the month of conception before submitting the application. In addition, it is necessary to complete and sign form 1040 and have a Certificate of Temporary Incapacity for Work (CITT) justifying the 98 days of rest due to childbirth.
Burial bonus
He burial bonuswhich can reach a maximum of S/2,070, is granted to the direct beneficiary of the deceased following an order of priority that includes the spouse or partner, children, parents, adult siblings or a designated third party.
The policyholder must have made payments for 3 consecutive months or four months spread over a six-month period prior to the month of death. Additionally, the employee must be actively employed at the time of death, and pensioners must remain in their status at the time of death. Form 1040 must be completed and signed.
Original receipts for funeral expenses must be submitted, issued in the name of the deceased insured and in favor of the family member or person who covered the costs. The receipts must bear the stamp indicating “Proof of Payment for Exclusive Use by EsSalud.” If a third party covers the expenses, a Sworn Declaration from the relative certifying the disbursement made is required.
Temporary disability bonus
He temporary disability bonus It is granted to regularly active insured persons to compensate for loss of income due to inability to work due to health problems. The employer is obliged to continue paying the salary during the first 20 days of the insured’s disability.
The right to receive a temporary disability benefit from EsSalud begins on the 21st day of the disability and extends until the end of the disability, with a maximum of 11 months and 10 consecutive days, provided that the worker does not perform paid work. The worker must maintain an employment relationship at the beginning and during the period of the benefit. In the event of an accident, it is only necessary to be affiliated.
It is necessary to complete and sign form 1040, present the Certificate of Temporary Disability for Work (CITT) issued to the worker, fill out the data on the form for personal medical certificates during the first 20 days of disability, ensuring that they are complete and legible, and show the ID of the insured or the legal representative of the employer in the case of direct payment, unless there is a Signature Registry at EsSalud.
Source: Larepublica
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