How to request a salary advance at BCP in a simple and effective way?

There are times of the year when it can be especially challenging to maintain optimal financial availability. This occurs, for example, after long holidays, important purchases or commemorative dates. Faced with this problem, the financial system has developed solutions adapted to the needs of consumers, such as salary advance.

He salary advance represents a loan option that allows early access to a portion of an employee’s salary; In this way it facilitates the management of your liquidity efficiently and quickly. This service, offered by various banking entities in Peru, is available to those clients who receive their payroll through these institutions in order to provide a practical solution to possible financial difficulties. On this occasion, we will show you how to carry out the process at the Banco de Crédito del Perú (BCP).

Salary advance at BCP

To request your salary advance in BCPyou will have to follow these steps:

1. Enter the BCP application from your mobile and select the ‘explore’ option.
2. Click on ‘products’ and press ‘salary advance’.
3. Before pressing ‘I want it’, review the benefits that the BCP salary advance gives you.
4. Check the salary amount and click ‘continue’. You must accept the terms and conditions.

You can also obtain your salary advance from our cashiers or agents BCP at the national level.

When is the salary advance collected?

In it BCPhe salary advance It is automatically deducted from your next salary; there is no payment date.

Is it possible to make advance payment of the salary advance?

If you wish to make a full prepayment in advance, you can do so at the nearest agency. If it is a partial prepayment, you can do it through internet banking.

How can I see the balance of my BCP card?

Now you have the possibility of verifying your balances and movements by accessing the Mobile Banking application BCP. Log in to the app Credit Bank of Peru using your card details and the six digits of your internet password. The cards and accounts linked to your ID will be shown on the screen. Choose the one you want to consult and the details of your movements will be shown.

History of the Banco de Crédito del Perú (BCP)

He Credit Bank of Peru (BCP), originally known as Banco Italiano de Lima, was founded on February 24, 1889 by Italian merchants. It began operations on April 9, 1889 and, in its first years, it expanded by opening branches in different cities in Peru. During the 1920s, the bank modernized its administration and opened its new headquarters in downtown Lima in 1928. However, it faced a smear campaign during the Italian-Ethiopian war in 1935.

In 1941, the Romero family acquired Banco Italiano and, in 1942, changed its name to Credit Bank of Peru. Over the years, the BCP expanded its national and international presence, and opened subsidiaries in Nassau and New York. During the 1980s and 1990s, the bank introduced technological innovations such as the National Teleprocessing Network and an extensive ATM network.

He BCP was recognized by Euromoney as the most important bank nationwide in 2012. In 2014, it remodeled its main building in San Isidro, Lima, and introduced a new logo. In addition, it launched innovative mobile applications such as Yape and Warda, which offer online wallet services and online savings without charging commission or maintenance.