Did you know that Banco de la Nación offers funeral insurance for less than S/5? Know the requirements

Death, whether it is our own or that of a family member, is inevitable. In addition to the pain it can generate, it also brings a series of expenses such as the wake, niche, transfer, etc.

That is why it is recommended to have funeral insurance so that the expenses of this event are not so great. In this note, we tell you how to access a policy of this type at Banco de la Nación.

Funeral insurance from Banco de la Nación: what are the requirements?

Banco de la Nación offers funeral insurance for its clients, with the aim of covering funeral expenses and providing support to families in difficult times. To access this benefit, you must meet certain requirements:

1. Be under 70 years old and be a client of Banco de la Nación.
2. Have a MultiRed Debit card.
3. Present your identity document or immigration card.

If you decide to take out plan 1 of funeral insurance or are designated as an insured, you must prove yourself and sign the policy. Additionally, you can request membership in person at any bank agency.

Funeral insurance from Banco de la Nación: what are the requirements?

• Plan 1 (individual) with a premium of S/4.70, which covers parents, brothers, uncles, nephews, godchildren or any third party.
• Plan 2 (family) with a premium of S/18.90, which covers the owner, spouse and up to 3 children under 18 years of age.

Funeral insurance from Banco de la Nación: how to access it?

To access funeral insurance from Banco de la Nación, follow these steps:

1. Go to the nearest branch of Banco de la Nación during the established hours.
2. Request membership in funeral insurance, presenting the necessary documents to the bank staff.
3. Sign the contract to obtain the insurance. Please note that if you choose plan 1, both you and those designated as insured in the policy must be accredited and sign the document. If the person responsible for payment signs in the insured’s box or leaves it at the bank, the sale will be invalidated.
4. If you have questions or complaints about the policy, you can call (01) 615-5700.

What risks does the Banco de la Nación funeral insurance cover?

• Funeral compensation: In the event of death, the beneficiaries will be compensated with an amount of S/3,000, according to the policy or successors of the insured
• Bereavement compensation: S/3,000, in the event of death and in addition to the funeral coverage, the beneficiaries will be compensated according to the policy or successors of the insured
• Transfer: S/800, in the event that the death does not occur in the city of origin of the insured, the beneficiaries will be compensated according to the policy or successors of the affiliate
• Educational benefit: S/1,200 for each child (maximum 3)
• Accidental death: If the death occurs within 90 days of the accident occurring, the beneficiaries of the insured will be paid additionally.
• Sudden family helplessness: S/10,000 to the beneficiaries of the insured, according to the policy or successors of the affiliate
• Assists: medical, psychological, pediatric and nutritional guidance via telephone. For these communications, you must call (01) 701-2579.