State Entity offers a little-known alternative that can be very useful. Below, we inform you about the details involved in this financial instrument.
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No matter how many precautions and good habits a person can apply in their daily life, no one is exempt from developing some serious illness or some type of cancer. This difficult situation can become even more complicated if you do not have the necessary financial means to face the problem. treatment. Given this scenario, Banco de la Nación has an alternative that can be of great help to those who meet the requirements. Learn how to access it, what the coverage is and more details of this benefit.
Cancer and critical illness insurance: requirements
- Have a MultiRed Debit card
- Be between 18 and 70 years old
- Have a National Identity Document (DNI), immigration card or identity card for foreigners.
What diseases does it cover?
- Cancer
- Myocardial infarction
- Cerebrovascular accident
- Chronic renal failure.
➤ What are the cancer and critical illness insurance plans?
| Plans | Sum assured | monthly premium |
| Plan A – Over 45 years old | S/25,000 | S/34.71 |
| Plan B – Under 45 years old | S/25,000 | S/22.56 |
| Plan C – Over 45 years old | S/50,000 | S/68.41 |
| Plan D – Under 45 years old | S/50,000 | S/44.47 |
| Plan E – From 18 years old | S/5,000 | S/5.50 |
| Plan F – From 18 years old | S/8,000 | S/8.50 |
➤ How to access to the Oncology and serious illness insurance from Banco de la Nación?
- Go to the Banco de la Nación agency closest to your home, whether in Metropolitan Lima or in the provinces, within the entity’s time range.
- Present the requested requirements to the bank’s customer service staff and request affiliation for cancer insurance coverage.
- The staff will provide you with the contractual documents that you must sign to obtain the insurance.
What are the main exclusions of this Banco de la Nación insurance?
- Injuries suffered by the insured in acts of war declared or undeclared (armed conflict), civil or military, national or international.
- The intervention, direct or indirect of the insured as the author or participant in a criminal, subversive and/or terrorist act, insurrection, rebellion, invasion, strike, riot or popular tumult, as well as in fights or brawls, except in those cases in which it is judicially established that it has been legitimate defending.
- Preexistences: Those diseases, injuries, conditions or symptoms, congenital or not, including tumors, neoplasms, fibroids, malignant degenerations in cysts and fibroids, among others, that have originated prior to taking out the insurance and for which the insured would have received a diagnosis. or medical treatment or had diagnostic tests recommended, or took medicines prescribed or recommended by a doctor. Cases of hypertension, diabetes or asthma will not be considered pre-existing.
- Injuries caused to the insured voluntarily to himselfas well as suicide or attempted suicide and injuries caused intentionally (including homicide or attempted homicide) to the Insured by third parties with their consent.
- Radioactive contamination.
Contact channels
- You can make your queries or report an emergency, from Monday to Friday, to the following numbers 211 0212 / 211 0211 in Lima, or 749000, in the provinces.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
