Access to credit is one of the options that clients of the financial system have, but not everyone can realize this option.
During the search, subjects observe several characteristics that the client has. One of the aspects that is taken into account is the credit history that the score implies.
The ‘grade’ is evaluated with 1000 points and defines the financial behavior of the user in the last 36 months. It is classified as follows:
This reflects the possibility of a person falling into default, that is, not paying the loan.
If you are a person who neglects to pay the loans you have received, both in banks and in business houses, you will see a decrease in your score.
To improve your score you need:
Source: Eluniverso
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