Extraordinary Family Housing Bonus approved for families with damaged homes

Through Ministerial Resolution No. 433-2023-VIVIENDA, a special procedure was approved to grant the Family Housing Bonus (BFH) in the New Home Acquisition modality. This subsidy is intended for affected people with uninhabitable or collapsed homes.

It should be noted that this measure occurs within the framework of Law No. 30852, which approves the exemption of requirements for families affected by collapsed or uninhabitable homes with the Family Housing Bonus and the Protection Bonus for Vulnerable Homes to Risks. Seismics constituted by the affected population with housing with recoverable damage, and dictate various provisions.

How much are the bonuses?

According to the annex in the standard, the value of the Family Housing Bonus will be divided between Lima and the regions. In addition, it may cover the total value of the Social Interest Housing (VIS):

• At the national level: from 8.0 UIT (S/39,600) to 16.28 UIT (80,586.00).

• In Lima: from 8.0 UIT (S/39,600) to 25.93 UIT (128,353.50).

What requirements must be met to access the BFH?

Beneficiaries of the BFH for AVN emergencies must meet the following conditions:

• Be considered in the Lists of Potential Beneficiaries of the BFH for AVN emergencies, as indicated in article 5 of the new special procedure.
• Not having previously received the BFH, with the exception if the housing built with the aforementioned subsidy is in a collapsed or uninhabitable situation and is located in areas declared to be of high or very high risk that cannot be mitigated by the competent authority or in marginal strips, ravines or edges. coastal area, which are considered a non-mitigatable risk zone.
• Not having received a home from a Social Interest Housing Project within the framework of Reconstruction with Changes.
• Those people who prove ownership of the property registered as a collapsed or uninhabitable home in the Validation Matrix will also be beneficiaries, even if it is not registered in the General Household Register (PGH).

As a complementary provision, it is established that the MiVivienda Fund (FMV) must notify the Beneficiary Family Group (GFB) of the execution of the guarantee, the beginning of the process of execution of the trust assets, the recovery of the BFH by the FMV or the return, within of a maximum period of ninety days from the publication of this Ministerial Resolution.